External Mortgage Loan Officer - Realtor Network

Washington Trust Bank; Bellevue (WA); On-site; USD 23,000 - 48,000; Full time

Job summary

Washington Trust Bank in Bellevue, WA is seeking an experienced External Mortgage Loan Officer who sources business through real estate agents, referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship-driven model and help the community.

You will manage the loan process from application to closing, maintain relationships with real estate professionals, and strive to meet production goals while navigating regulatory requirements for conventional,

Qualifications

• Knowledge of real estate and mortgage banking industry.
• Knowledge of Truth-in-Lending and compliance with government regulations.
• Knowledge of conventional, FHA, VA, and construction loan policies and procedures.
• Mortgage Loan Originator registration through NMLS.

Responsibilities

• Establishes and develops relationships with real estate agents for referrals to WTB.
• Completes loan applications and acts as liaison between customer and Home Loan Division.
• Represents WTB to real estate companies and potential mortgage customers.
• Pre-qualifies borrowers, analyzes financial records and tax returns.
• Maintains the loan file from application through closing and coordinates with processors.
• Balances time between office and community to promote WTB and ensure timely communication.
• Cross-sells WTB products to loan customers and meets negotiated production goals.

Skills

Mortgage lending knowledge

Real estate knowledge

Regulatory compliance

Communication

Negotiation

Multitasking

Education

Mortgage Loan Originator license (NMLS) registration

Tools

Bank software

MS Office

Job description

Washington Trust Bank in Bellevue, WA is seeking an experienced External Mortgage Loan Officer who sources business through real estate agents, referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship-driven model and help the community.

You will manage the loan process from application to closing, maintain relationships with real estate professionals, and strive to meet production goals while navigating regulatory requirements for conventional,