External Mortgage Loan Officer - Seattle Area

Washington Trust Bank; Tacoma (WA); On-site; USD 21,000 - 48,000; Full time

Benefits offered by this job

Commissions

Job summary

Washington Trust Bank is seeking an experienced external mortgage loan officer to source business through professional relationships, realtor referrals, repeat clients, and other compliant means, joining the external mortgage loan officer team in the Home Loan Division serving Washington, Oregon, and Idaho.

The role emphasizes building strong relationships with real estate agents, timely loan applications, cross-selling products, and meeting production goals.

Qualifications

• 3+ years of experience as a mortgage loan officer.
• Knowledge of Truth-in-Lending and compliance with government regulations.
• Knowledge of conventional, FHA, VA, and construction loan policies.
• Must obtain Mortgage Loan Originator registration number (NMLS).
• Ability to work independently with minimal supervision.
• Strong attention to detail and organizational skills.

Responsibilities

• Establish relationships with real estate agents to refer clients to Washington Trust Bank (WTB).
• Complete loan applications and act as liaison between customer and Home Loan Division (HLD).
• Represent WTB to real estate companies and potential mortgage customers.
• Pre-qualify self-employed borrowers, analyze financial records and tax returns.
• Maintain loan file from application through closing and coordinate with processors.
• Balance office time with community outreach to promote the Bank.
• Maintain a regular calling schedule with offices and real estate agents.
• Cross-sell WTB products and services to loan customers.
• Meet negotiated production goals.
• Report to department or center manager and perform compliance/risk duties.
• Regular, reliable attendance is required.

Skills

Mortgage lending

Relationship building

Communication

Multi-tasking

Independent work

Tools

MS Office

Job description

Washington Trust Bank is seeking an experienced external mortgage loan officer to source business through professional relationships, realtor referrals, repeat clients, and other compliant means, joining the external mortgage loan officer team in the Home Loan Division serving Washington, Oregon, and Idaho.

The role emphasizes building strong relationships with real estate agents, timely loan applications, cross-selling products, and meeting production goals.