Executive Vice President (Bank)

J&T Business Consulting; Spencer (IA); On-site; USD 180,000 - 220,000; Full time

Benefits offered by this job

Sign-on Bonus

Job summary

J&T Business Consulting in Spencer, IA seeks an Executive Vice President – Branch Manager & Commercial/Agricultural Lending Lead to supervise the Spencer branch and drive profitability. You will manage funds, participate in ALCO, and shape budgets and forecasts while leading loan activities and community engagement.

The role requires extensive banking experience, strong leadership, and the ability to grow a commercial/agricultural loan portfolio across locations.

Qualifications

• 15+ years of progressive banking industry experience.
• 15+ years in Commercial Lending.
• 15+ years in Agricultural Lending.
• Proven executive leadership with branch management experience.
• Strong funds management, ALCO participation, and financial performance analysis.
• Demonstrated business development, portfolio growth, and community involvement.

Responsibilities

• Lead Spencer branch operations and mentor staff.
• Participate in ALCO and budget/profit forecasting.
• Develop and service a portfolio focused on Commercial and Agricultural lending.
• Drive bank-wide marketing and business development across locations.
• Represent the bank with external partners and community groups.
• Oversee compliance with banking policies and procedures.

Skills

Executive leadership

Branch management

ALCO participation

Portfolio growth

Negotiation

Strategic planning

Community involvement

Financial analysis

Job description

Spencer, United States | Posted on 10/24/2026

Executive Vice President – Branch Manager & Commercial / Agricultural Lending Lead

Location: Spencer, IA (On-site)

Job Type: Full-Time

Department: Senior Management / Executive

Compensation: $200, 000 / year + Bonus (Sign-on Bonus available)

Position Overview

As a key member of the Senior Management Team, the Executive Vice President supervises employees and operational functions of the Spencer branch. This role is deeply involved in the financial institution’s funds management activities and actively participates in the Asset-Liability Committee (ALCO), making strategic recommendations regarding budget preparation, profit forecasts, and operational enhancements.

Serving as a primary loan officer, this individual will develop, structure, and service a high-performing loan portfolio focused heavily on Commercial and Agricultural lending. Additionally, this position manages bank-wide Marketing and Business Development initiatives across all locations and acts in place of the Chief Executive Officer or President in their absence.

Key Responsibilities

Branch Leadership & Senior Management

Supervise, manage, and mentor Spencer branch employees and oversee daily operational functions.

Participate in funds management activities and active ALCO decision-making.

Provide strategic input and recommendations for annual budget preparation, profit forecasting, and operational improvements.

Coordinate branch activities in strict alignment with established banking policies, regulatory standards, and operating procedures.

Assume executive management duties and act in place of the CEO or President when required.

Act as a senior Loan Officer, developing and servicing a robust portfolio consisting primarily of Commercial and Agricultural loans.

Drive portfolio growth through new loan generation while continuing to service selected existing relationships.

Represent the institution at civic affairs, community events, and in negotiations with external companies, businesses, and government agencies.

Marketing & Business Development

Formulate and execute bank-wide Marketing and Business Development strategies to drive deposit and loan growth across all locations.

Direct and oversee the bank's Call Program, assisting loan officers in their business development and outreach efforts.

Lead the Marketing Committee and serve as a prominent community representative through involvement in local civic and business organizations.

Required Qualifications & Experience

15+ years of progressive banking industry experience.

15+ years of direct experience in Commercial Lending .

15+ years of direct experience in Agricultural Lending .

Proven executive leadership capability with demonstrated branch management experience.

Strong background in funds management, ALCO participation, and bank financial performance analysis.

Demonstrated track record of business development, portfolio growth, and active community involvement.

Excellent negotiation, team leadership, and strategic planning skills.