Executive Vice President (Bank) - Lending Lead

J&T Business Consulting; Indiana; On-site; USD 180,000 - 220,000; Full time

Benefits offered by this job

Bonus

Sign-on Bonus

Job summary

J&T Business Consulting seeks an Executive Vice President – Branch Manager & Commercial / Agricultural Lending Lead to direct the Spencer bank branch and its high-performing loan portfolio. This on-site role requires strategic ALCO participation, budget oversight, and active community involvement across locations.

The position manages marketing, business development, and acts in absence of the CEO when needed, driving growth and adherence to regulatory standards.

Qualifications

• 15+ years of progressive banking industry experience.
• 15+ years direct experience in Commercial Lending.
• 15+ years direct experience in Agricultural Lending.
• Proven executive leadership with branch management experience.
• Strong funds management, ALCO participation, and financial performance analysis.
• Track record in business development, portfolio growth, and community involvement.
• Excellent negotiation, team leadership, and strategic planning skills.

Responsibilities

• Oversee Spencer branch operations, supervise staff and daily functions.
• Lead ALCO participation and funds management activities.
• Develop strategic budget, profit forecasts, and operational improvements.
• Coordinate branch activities with banking policies and regulatory standards.
• Act in place of CEO/President when required.
• Lead Commercial and Agricultural loan portfolio development and servicing.
• Drive bank-wide Marketing and Business Development across locations.
• Represent the bank in civic and business engagements.

Skills

Executive leadership

Branch management

Commercial lending

Agricultural lending

Funds management

ALCO participation

Budgeting

Negotiation

Team leadership

Strategic planning

Job description

Spencer, United States | Posted on 10/28/2026

Executive Vice President – Branch Manager & Commercial / Agricultural Lending Lead

Location: Spencer, IA (On-site)

Job Type: Full-Time

Department: Senior Management / Executive

Compensation: $200, 000 / year + Bonus (Sign-on Bonus available)

Position Overview

As a key member of the Senior Management Team, the Executive Vice President supervises employees and operational functions of the Spencer branch. This role is deeply involved in the financial institution’s funds management activities and actively participates in the Asset-Liability Committee (ALCO), making strategic recommendations regarding budget preparation, profit forecasts, and operational enhancements.

Serving as a primary loan officer, this individual will develop, structure, and service a high-performing loan portfolio focused heavily on Commercial and Agricultural lending. Additionally, this position manages bank-wide Marketing and Business Development initiatives across all locations and acts in place of the Chief Executive Officer or President in their absence.

Key Responsibilities

Branch Leadership & Senior Management

• Supervise, manage, and mentor Spencer branch employees and oversee daily operational functions.
• Participate in funds management activities and active ALCO decision-making.
• Provide strategic input and recommendations for annual budget preparation, profit forecasting, and operational improvements.
• Coordinate branch activities in strict alignment with established banking policies, regulatory standards, and operating procedures.
• Assume executive management duties and act in place of the CEO or President when required.
• Act as a senior Loan Officer, developing and servicing a robust portfolio consisting primarily of Commercial and Agricultural loans.
• Drive portfolio growth through new loan generation while continuing to service selected existing relationships.
• Represent the institution at civic affairs, community events, and in negotiations with external companies, businesses, and government agencies.

Marketing & Business Development

• Formulate and execute bank-wide Marketing and Business Development strategies to drive deposit and loan growth across all locations.
• Direct and oversee the bank's Call Program, assisting loan officers in their business development and outreach efforts.
• Lead the Marketing Committee and serve as a prominent community representative through involvement in local civic and business organizations.

Required Qualifications & Experience

• 15+ years of progressive banking industry experience.
• 15+ years of direct experience in Commercial Lending.
• 15+ years of direct experience in Agricultural Lending.
• Proven executive leadership capability with demonstrated branch management experience.
• Strong background in funds management, ALCO participation, and bank financial performance analysis.
• Demonstrated track record of business development, portfolio growth, and active community involvement.
• Excellent negotiation, team leadership, and strategic planning skills.