Branch Manager

Western AgCredit; Richfield (UT); In loco; USD 110.000 - 170.000; Tempo pieno

Vantaggi offerti da questo lavoro

401(k) with employer match

Paid vacation

Holidays and sick leave

Medical, dental and vision insurance

Life insurance

Flexible spending & health savings

Professional development

Descrizione del lavoro

Western AgCredit seeks a VP – Branch Manager in Richfield, UT to lead commercial and mortgage lending, business development, credit administration, portfolio management, and staff development within delegated authority. The role emphasizes profitable growth, sound credit quality, and compliant, efficient service delivery.

The candidate will supervise all branch credit and support staff, build relationships with farm communities and external partners, and coordinate marketing with senior leaders.

Competenze

• Bachelor's degree in agriculture, agricultural business, accounting, finance, economics, business administration, or a related field required.
• Minimum of five years of progressively responsible agricultural or commercial lending experience with credit analysis, portfolio management, customer relationships, and business development.
• Demonstrated expertise in credit administration and financial/credit analysis.
• Knowledge of Farm Credit regulations preferred.

Mansioni

• Directs business development for the Branch's commercial and mortgage lending portfolios while ensuring sound credit quality.
• Develops a pipeline by visiting farms and ranches, making targeted calls, cultivating referrals, and expanding relationships.
• Monitors lending operations, credit quality, servicing activity and ensures compliance with regulations and internal controls.
• Leads and develops Branch staff with performance feedback and reviews, hiring and corrective action decisions.
• Represents Western AgCredit at agricultural events and builds relationships with internal and external stakeholders.
• Maintains professional presence in the agricultural community and networks with community leaders.
• Coordinates branch and regional marketing with leadership and marketing directors.
• Directly services and manages a loan portfolio and approves loans within delegated authorities.

Conoscenze

Lending & credit analysis

Portfolio management

Business development

Staff coaching & development

Communication (written & verbal)

Decision making / judgment

Organization & planning

Formazione

Bachelor's degree in agriculture or related field

Strumenti

Microsoft Office

CRM systems

Reporting/document prep tools

Descrizione del lavoro

POSITION:

VP – Branch Manager

LOCATION:

Richfield, Utah

COMPENSATION:

The salary range for this position is based on the successful candidate's education, experience, and qualifications.

In addition to base salary, Western AgCredit offers performance-based incentive compensation and a comprehensive benefits package that includes a 401(k) plan with employer match, paid vacation, holidays and sick leave, medical, dental and vision insurance, life insurance, flexible spending and health savings accounts, and professional development opportunities.

POSITION SUMMARY:

Leads the Branch's commercial and mortgage lending, business development, credit administration, portfolio management, member service, and staff development within delegated authority. Oversees credit and support functions while promoting profitable growth, sound credit quality, efficient delivery, and consistent implementation of Association policies and programs.

EMPLOYEES SUPERVISED:

Directly supervises all credit and support staff within the Branch.

MAJOR RESPONSIBILITIES:

1. Directs business development for the Branch's commercial and mortgage lending portfolios in accordance with Association policies and delegated authority. Promotes profitable growth while balancing sound credit quality through disciplined underwriting.
2. Develops and maintains a strong pipeline of prospective borrowers by visiting farms and ranches, making targeted marketing calls, cultivating referral sources, and identifying opportunities to expand relationships.
3. Monitors lending operations and portfolio performance, including credit quality, credit delivery, loan pricing, risk ratings, exceptions, delinquencies, and servicing activity. Ensures Branch practices comply with Farm Credit Administration regulations, Association policies, and applicable internal controls.
4. Leads, coaches, and develops Branch employees by establishing clear performance expectations, providing timely feedback, completing performance reviews, and fostering accountability, collaboration, and professional growth. Makes recommendations to management regarding hiring, corrective action, and termination decisions for Branch staff.
5. Builds productive relationships with internal staff, agricultural organizations, community leaders, and other external contacts. Represents and promotes Western AgCredit at agricultural organization meetings and events.
6. Maintains a professional presence throughout the agricultural community and develops a network among community leaders and influencers.
7. Coordinates branch and regional marketing efforts with the SVP-Chief Credit Officer and Marketing Director.
8. Directly services and manages a loan portfolio.
9. Approves loans and loan servicing within delegated authorities.
10. Other duties as assigned.

QUALIFICATIONS:

• Bachelor's degree in agriculture, agricultural business, accounting, finance, economics, business administration, or a related field required.
• Minimum of five years of progressively responsible agricultural or commercial lending experience, including demonstrated responsibility for credit analysis, portfolio management, customer relationships, and business development. Prior supervisory or team leadership experience preferred.
• Demonstrated expertise in credit administration, financial and credit analysis required.
• Working knowledge and understanding of Farm Credit regulations preferred.
• Strong knowledge of agriculture, accounting, business law and economics is required.
• Management experience, or equivalent, preferred.
• Ability to effectively make decisions independently and exercise sound judgment.
• Strong skills in organization, directing, planning, and written and verbal communication.
• Proficiency with Microsoft Office applications and the ability to learn and effectively use Association lending, customer relationship management, document preparation, and reporting systems.

GENERAL DATA:

Mobility on unimproved properties and/or construction sites required. Some travel required in performance of job.

FINAL FILING DATE:

The position will remain open until filled. Applications will be reviewed as they are received.

For questions or additional information, call [phone].

Date: October 2, 2026

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

EEO/AA Employer M/F/V/D