Executive Director, Auto Risk & Direct-to-Consumer Loss Estimation

JPMorganChase; Wilmington (DE); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase in Wilmington, DE seeks an Executive Director in Auto Acquisitions Risk to lead Originations Loss Estimation and Direct-to-Consumer Credit Risk Oversight. You will guide teams, advance ML-based loss estimation, and align risk with pricing decisions across Chase Auto channels.

You will collaborate across Risk, CDU, Finance, Modeling, and Technology to drive responsible growth with strong controls, governance, and leadership development.

Qualifications

• Bachelor's degree required.
• 10+ years of credit risk management experience.
• Strong understanding of consumer lending P&Ls and loss drivers.
• Proven ability to lead high-performing teams.
• Experience with audit processes and strong documentation.

Responsibilities

• Lead Originations Loss Estimation and Direct-to-Consumer teams in Auto Acquisitions Risk.
• Oversee loss estimation methodologies to support pricing and profitability for Chase Auto.
• Drive redevelopment of loss estimation capabilities using advanced analytics and ML.
• Enhance credit risk criteria for Direct-to-Consumer channels (prequal, preapproval, refinance).
• Establish governance, monitoring, documentation, and control frameworks.
• Collaborate with Product, Marketing, Finance, Modeling and Technology to optimize growth and risk-adjusted returns.
• Monitor portfolio performance and implement credit criteria improvements.

Skills

Leadership

Stakeholder management

Analytical thinking

Communication

Problem solving

Strategic thinking

Team development

Executive collaboration

Education

Bachelor's degree

Tools

Machine Learning

Logistic regression

Job description

JPMorgan Chase in Wilmington, DE seeks an Executive Director in Auto Acquisitions Risk to lead Originations Loss Estimation and Direct-to-Consumer Credit Risk Oversight. You will guide teams, advance ML-based loss estimation, and align risk with pricing decisions across Chase Auto channels.

You will collaborate across Risk, CDU, Finance, Modeling, and Technology to drive responsible growth with strong controls, governance, and leadership development.