Insurance Credit Risk Executive Director

Testing Site - JPMC; New York (NY); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorganChase is seeking an Executive Director in its Commercial & Investment Bank Credit Risk team in New York. The role focuses on credit analysis and complex credit decisions for a diversified insurance client portfolio, leading cross-functional collaborations to improve controls and efficiency.

The position emphasizes end-to-end credit delivery, mentoring junior staff, and staying ahead of regulatory developments affecting the insurance sector in North America.

Qualifications

• 10+ years in commercial and investment banking, credit risk, and portfolio management.
• 3+ years of insurance industry expertise.
• Proficient in insurance company credit analysis leveraging both GAAP and Statutory accounting frameworks.
• Strong understanding of insurance regulatory regimes in the US and Bermuda.

Responsibilities

• Manage a portion of the North American Insurance portfolio across Life, Property & Casualty, Reinsurance, Brokers, and related financial institutions.
• Evaluate and execute complex credit requests for new and existing clients, spanning traditional credit, markets products, payments products, and other credit exposures.
• Lead end-to-end execution related to credit requests: diligence, risk grading, credit approval materials, legal documentation negotiation, facility setup, and post-approval monitoring.
• Oversee ongoing portfolio management with risk monitoring and client diligence in collaboration with partners across lines of business.
• Monitor market, economic, legislative, and regulatory developments affecting the insurance sector; brief stakeholders on risk profiles and potential rating impacts.
• Build strong relationships with coverage bankers, product partners, operations, legal, and finance to ensure effective risk monitoring and execution quality.
• Lead analytical projects focusing on client and industry risks, and contribute to process and efficiency improvements across Insurance Credit.
• Train and mentor junior credit officers, fostering development and growth.

Skills

Credit risk analysis

Insurance industry expertise

Financial analysis

Communication skills

Leadership mentoring

Job description

JPMorganChase is seeking an Executive Director in its Commercial & Investment Bank Credit Risk team in New York. The role focuses on credit analysis and complex credit decisions for a diversified insurance client portfolio, leading cross-functional collaborations to improve controls and efficiency.

The position emphasizes end-to-end credit delivery, mentoring junior staff, and staying ahead of regulatory developments affecting the insurance sector in North America.