Excess & Surplus Underwriter — MD Territory | Bonus

RiseMe; Maryland; On-site; USD 75,000 - 140,000; Full time

Job summary

The Cincinnati Insurance Companies seeks an experienced excess and surplus lines underwriter in Maryland. The ideal candidate will reside in Maryland or near Fairfield, OH, with a projected start date of December 2026.

The pay range is $75,000 to $140,000 annually, with eligibility for an annual bonus and stock incentives depending on performance. This role requires property and casualty underwriting experience, strong analytical and negotiation abilities, and the capacity to build productive

Qualifications

• Bachelor’s degree or extensive relevant excess and surplus lines underwriting experience.
• 5+ years of experience working with commercial lines property and casualty products is required.
• Prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred.
• ASLI or CPCU designations are preferred.
• Candidates with a carrier background will be given preference; training is provided in Cincinnati, OH, prior to deployment to regional territory.

Responsibilities

• Work with producers and underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business.
• Determine risk acceptability, pricing, coverage, terms and conditions.
• Develop and evaluate information and exposures for complex risks.
• Aim for production and loss ratio goals within the territory.
• Work independently with a high level of authority and judgment.
• Determine need for and secure appropriate reinsurance on accounts.
• Mentor and train underwriters and assistants.
• Develop relationships with producers and reinsurers.
• Research new products and coverage forms.
• Travel within the assigned territory, possibly with overnight stays.

Skills

Property & casualty underwriting

MS Word

MS Excel

MS Outlook

Interpersonal skills

Organizational skills

Time management

Analytical abilities

Negotiation

Verbal communication

Driver’s license

Education

Bachelor’s degree

ASLI or CPCU designations preferred

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

The Cincinnati Insurance Companies seeks an experienced excess and surplus lines underwriter in Maryland. The ideal candidate will reside in Maryland or near Fairfield, OH, with a projected start date of December 2026.

The pay range is $75,000 to $140,000 annually, with eligibility for an annual bonus and stock incentives depending on performance. This role requires property and casualty underwriting experience, strong analytical and negotiation abilities, and the capacity to build productive