Evening Lock Desk Analyst — Rate Locks & Commission

Optimum First Mortgage; Huntington Beach (CA); On-site; USD 28,413 - 40,467; Part time

Benefits offered by this job

Health, Dental, and Vision Insurance

401(k) Retirement Plan with Employer Match

Paid Time Off (PTO)

Sick Leave

Additional Benefits

Job summary

A mortgage company in Huntington Beach seeks a skilled individual to manage loan structuring and rate lock requests. The ideal candidate will interface with loan officers, verify fee accuracy, and utilize Automated Underwriting Systems for approvals. The position offers competitive pay at $25 per hour plus commissions and bonuses, alongside benefits like healthcare and 401(k) matching after qualifying periods. This is an excellent opportunity for those experienced in the mortgage industry.

Qualifications

• Experience in loan structuring and rate lock processes.
• Ability to ensure compliance with pricing guidelines.
• Strong data management skills for lock data and files.

Responsibilities

• Facilitate rate lock requests and loan structuring.
• Review and approve files using AUS before locking.
• Confirm lock terms and execute transactions with investors.

Skills

Interfacing with loan officers

Utilizing Automated Underwriting System (AUS)

Verifying accuracy of fees

Monitoring lock expiration dates

Collaborating on profit calculations

Tools

Loan Origination System (LOS)

Optimal Blue

Job description

A mortgage company in Huntington Beach seeks a skilled individual to manage loan structuring and rate lock requests. The ideal candidate will interface with loan officers, verify fee accuracy, and utilize Automated Underwriting Systems for approvals. The position offers competitive pay at $25 per hour plus commissions and bonuses, alongside benefits like healthcare and 401(k) matching after qualifying periods. This is an excellent opportunity for those experienced in the mortgage industry.