Equitable Mortgage Lending & Compliance Leader

Habitat for Humanity International; Portland (OR); On-site; USD 67,000 - 82,000; Full time

Job summary

Habitat for Humanity Portland Region is seeking a Lending & Compliance Manager to oversee the home sale and mortgage lending pipeline from origination to servicing, ensuring accuracy, compliance, and alignment with policies. You will guide staff toward lending excellence and work with lenders, title companies, and partners to streamline closings.

You will educate buyers on mortgage terms, affordability restrictions, and resale conditions, while designing scalable processes that improve

Qualifications

• 5+ years in mortgage lending or related field
• Strong knowledge of CFPB regulations and lending laws
• Proven ability to develop and maintain compliance systems
• Excellent communication and relationship-building with buyers, lenders, title companies, and legal advisors
• Strong organizational skills with experience creating efficient processes
• Commitment to affordable homeownership and serving diverse communities
• Strategic thinker who uses data, feedback, and goals to improve efficiency, equity, and mission alignment
• Proficiency in mortgage servicing systems and related software

Responsibilities

• Oversee the home sale and mortgage lending pipeline from loan preparation to closing, ensuring accuracy, timeliness, and compliance.
• Collaborate with internal and external partners to streamline transaction workflows and reduce barriers for homebuyers.
• Design and optimize Habitat’s internal lending systems and procedures to align with industry workflows.
• Oversee origination of second (subsidy) mortgages with regulatory compliance and policy adherence.
• Plan closings with lenders, title companies, and partners to ensure program alignment.
• Educate buyers on mortgage terms, affordability restrictions, and resale conditions in groups and one-on-one.
• Provide training and support to staff on lending concepts, compliance updates, and industry changes.
• Oversee ongoing homeowner compliance monitoring and escalate complex matters as needed.
• Keep informed of lending industry trends, regulations, and new programs to adjust services accordingly.
• Support_homeowners with home repair program loan and title matters as needed.
• Assist homeowners in resale processes and develop buy-back policies and procedures.
• Develop delinquency monitoring policies and intervention strategies with case-by-case reviews.
• Coordinate with loan services to ensure accurate servicing and customer care.
• Oversee escrow analyses, payoff requests, delinquency reporting, and foreclosure procedures.

Skills

Mortgage lending

CFPB regulations

Compliance systems

Communication

Organization

Strategic thinking

Affordability programs

Tools

Microsoft Office

Job description

Habitat for Humanity Portland Region is seeking a Lending & Compliance Manager to oversee the home sale and mortgage lending pipeline from origination to servicing, ensuring accuracy, compliance, and alignment with policies. You will guide staff toward lending excellence and work with lenders, title companies, and partners to streamline closings.

You will educate buyers on mortgage terms, affordability restrictions, and resale conditions, while designing scalable processes that improve