Mortgage Loan Originator & Closing Specialist

Habitat for Humanity International; Denver (CO); On-site; USD 43,000 - 55,000; Full time

Job summary

Habitat for Humanity International in Denver, CO seeks a Mortgage Loan Originator to educate borrowers through the closing process, review income/credit docs, prepare disclosures, and coordinate closing logistics. The role emphasizes lending compliance and a positive borrower experience as part of Habitat’s mission.

You will work with internal teams to meet regulatory requirements, train staff, and support program growth while ensuring timely funding and accurate documentation.

Qualifications

• Advanced word processing, spreadsheets, and database management skills.
• Experience with Encompass by EllieMae mortgage software.

Responsibilities

• Uphold Fair Housing Act and compliance commitments.
• Conduct audits of financial documents to ensure accuracy and quality.
• Coordinate pre-closing due diligence: verifications, appraisals, title, and documentation.
• Prepare disclosures and closing documents using Encompass; file appropriately.
• Coordinate and communicate each closing step with homebuyers (virtual/in-person).
• Perform due diligence checks on title commitments and closing details.
• Coordinate operational processes for new loan products and programs.
• Contribute to development of new lending products for Habitat affiliates.
• Keep confidential loan files via Habitat CRM/Homekeeper with accounting liaison.
• Produce reports and analytics to support program performance and compliance.

Skills

Attention to detail

Mortgage industry knowledge

Encompass experience

Communication skills

Auditing financial documents

Tools

Encompass by EllieMae

Job description

Habitat for Humanity International in Denver, CO seeks a Mortgage Loan Originator to educate borrowers through the closing process, review income/credit docs, prepare disclosures, and coordinate closing logistics. The role emphasizes lending compliance and a positive borrower experience as part of Habitat’s mission.

You will work with internal teams to meet regulatory requirements, train staff, and support program growth while ensuring timely funding and accurate documentation.