Equipment Finance Portfolio Manager II

Fifth Third Bank; Rosemont (IL); On-site; USD 104,000 - 173,000; Full time

Job summary

Fifth Third Bank in Chicago, IL is seeking a Commercial Portfolio Manager II - Equipment Finance to manage a diversified loan portfolio and underwrite transactions. You will analyze historical financials, monitor borrower risk, and coordinate with Credit Risk and Relationship Managers to structure deals and provide credit recommendations.

Role requires 6+ years in portfolio management or commercial banking, a finance-related degree, and strong analytical, verbal, and written communication

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum of 6 years of experience in portfolio management or commercial banking.
• Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong analytical and communication skills.
• Ability to manage multiple projects and meet deadlines.

Responsibilities

• Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
• Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
• Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the recruiting, training, and mentoring of junior team members to enhance their skills and performance.
• Meet with prospects / clients as needed.
• Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high-level recommendations.
• Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.

Skills

Analytical skills

Verbal and written communication

Credit risk analysis

Portfolio management

Financial modeling

Attention to detail

Education

Bachelor's degree in Finance, Business Administration, or related field

Job description

Fifth Third Bank in Chicago, IL is seeking a Commercial Portfolio Manager II - Equipment Finance to manage a diversified loan portfolio and underwrite transactions. You will analyze historical financials, monitor borrower risk, and coordinate with Credit Risk and Relationship Managers to structure deals and provide credit recommendations.

Role requires 6+ years in portfolio management or commercial banking, a finance-related degree, and strong analytical, verbal, and written communication