Asset Securitization Portfolio Manager

Fifth Third Bank; Charlotte (NC); On-site; USD 90,000 - 130,000; Full time

Job summary

Fifth Third Bank in Charlotte, NC seeks a Portfolio Manager I to manage a portfolio of commercial loans, underwrite transactions, and monitor borrower performance. You will review financial statements, assess risk, and prepare credit recommendations while partnering with Relationship Managers and Credit Risk.

You will structure covenants, evaluate collateral, participate in deal lifecycle, and ensure compliance with policies.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum 3 years of portfolio management experience covering asset-based finance or securitization.
• Strong analytical, critical thinking, and risk assessment capabilities.
• Excellent verbal and written communication and client-facing presence.
• Ability to partner with clients, relationship managers and credit teams.

Responsibilities

• Maintain an independent view on creditworthiness and communicate with business and risk partners.
• Manage underwriting, approvals and documentation for transactions including renewals, amendments and ancillary products.
• Review risk ratings, monitor borrower performance, and identify emerging credit problems.
• Ensure compliance with internal policies and regulatory guidelines and mentor junior staff.

Skills

Analytical skills

Written communication

Oral communication

Client-facing

Financial modeling

Problem solving

Technology proficiency

Project management

Risk analysis

Education

Bachelor’s degree in Finance/Business or related field

Job description

Fifth Third Bank in Charlotte, NC seeks a Portfolio Manager I to manage a portfolio of commercial loans, underwrite transactions, and monitor borrower performance. You will review financial statements, assess risk, and prepare credit recommendations while partnering with Relationship Managers and Credit Risk.

You will structure covenants, evaluate collateral, participate in deal lifecycle, and ensure compliance with policies.