Equipment Finance Credit Analyst | Risk & Approvals

U.S. Bank; Marshall (MN); On-site; USD 71,000 - 83,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) with employer match

Paid vacation and holidays

Disability and life insurance

Job summary

U.S. Bank in Marshall, MN seeks a Credit Analyst for Equipment Finance to approve and recommend credit decisions. You will gather and evaluate financial data, assess risk, and prepare write-ups for portfolio monitoring, working closely with credit approvers.

The role emphasizes strong analytical thinking, communication and attention to detail to ensure high-quality credit decisions in a fast-paced banking environment.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically four or more years of relevant experience.
• Experience analyzing commercial credit transactions and financial statements.

Responsibilities

• Conduct complete credit analyses for equipment finance transactions and customers.
• Review and interpret credit information including Dun & Bradstreet reports and financial statements.
• Evaluate transactions to determine whether the supporting information presents a complete and accurate credit story.
• Analyze customer accounts and portfolios to identify potential credit quality concerns and mitigate risk.
• Prepare credit write-ups, recommendations, and approval requests within established systems.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Analytical skills

Communication skills

Education

Bachelor’s degree or equivalent work experience

Tools

Dun & Bradstreet

PayNet

EFE Doc Manager

Job description

U.S. Bank in Marshall, MN seeks a Credit Analyst for Equipment Finance to approve and recommend credit decisions. You will gather and evaluate financial data, assess risk, and prepare write-ups for portfolio monitoring, working closely with credit approvers.

The role emphasizes strong analytical thinking, communication and attention to detail to ensure high-quality credit decisions in a fast-paced banking environment.