Impactful Equipment Finance Credit Analyst

Us Bank; Marshall (MN); On-site; USD 71,000 - 83,000; Full time

Benefits offered by this job

Healthcare

Retirement plan (401k)

Paid time off

Holidays

Job summary

U.S. Bank is seeking a Credit Analyst for Equipment Finance in Marshall, MN to assess creditworthiness of equipment finance transactions, under $1 million, and support portfolio monitoring.

You will gather and analyze financial and collateral information, prepare detailed write-ups, and present recommendations to credit approvers. The role demands strong analytical abilities, attention to detail, and effective communication to clearly convey credit decisions within approved workflows.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically four or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Experience analyzing commercial credit transactions and financial statements.
• Ability to review and evaluate collateral and equipment-based transactions.
• Proficiency with Excel and Word.

Responsibilities

• Conduct complete credit analyses for equipment finance transactions and customers.
• Review and interpret credit information, including Dun & Bradstreet reports, personal credit, financial statements, and collateral analyses.
• Prepare credit write-ups, recommendations, and approval requests within established systems.
• Document approval rationale and credit recommendations in Excel and credit approval systems.
• Support equipment finance transactions generally under $1 million (e.g., software, construction equipment, portable buildings).
• Collaborate with credit approvers throughout the review and decision-making process.
• Utilize credit analysis tools to evaluate transactions and identify risks while exercising independent judgment.

Skills

Credit analysis

Analytical skills

Written communication

Verbal communication

Multitasking

Excel & Word

Stakeholder collaboration

Education

Bachelor's degree or equivalent (finance/accounting/economics)

Tools

EFE

Doc Manager

Dun & Bradstreet

PayNet

Job description

U.S. Bank is seeking a Credit Analyst for Equipment Finance in Marshall, MN to assess creditworthiness of equipment finance transactions, under $1 million, and support portfolio monitoring.

You will gather and analyze financial and collateral information, prepare detailed write-ups, and present recommendations to credit approvers. The role demands strong analytical abilities, attention to detail, and effective communication to clearly convey credit decisions within approved workflows.