Emerging Commercial Banker Development Program

Susser-Bank; Dallas (TX); On-site; USD 60,000 - 72,000; Full time

Job summary

Susser Bank, a rapidly growing Texas regional bank, announces its 2027 Banker Development Program for high-potential early-career professionals. The 100% in-office, full-time program offers rigorous credit training, exposure to the commercial lending lifecycle, and mentorship across Credit Admin, Loan Operations, and Portfolio Management.

Participants will gain experience in financial statement analysis, underwriting, and client relationship development while building professional judgment and

Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field.
• Minimum cumulative GPA of 3.3.
• Minimum of 9 semester hours of Accounting coursework.
• Demonstrated interest in commercial banking, credit analysis, financial analysis, or commercial lending.
• Strong analytical aptitude and ability to interpret financial information.
• Excellent written and verbal communication skills.
• Strong attention to detail, organization, and time management skills.
• Ability to manage multiple priorities in a collaborative, team-oriented environment.

Responsibilities

• Complete structured training in commercial lending, financial statement analysis, credit risk management, underwriting fundamentals, loan structuring, and portfolio management.
• Develop proficiency in financial spreading, cash flow analysis, global debt service calculations, covenant analysis, and risk identification.
• Build a strong understanding of Susser Bank credit policy, approval processes, regulatory expectations, and credit culture.
• Analyze financial statements and perform credit analysis for new, renewal, and existing commercial credit relationships.
• Prepare clear, concise, and well-supported credit memoranda, financial spreads, risk assessments, and transaction summaries.
• Identify material credit risks and recommend appropriate transaction structures.
• Participate in borrower discussions, diligence activities, and underwriting reviews while gaining exposure to both C&I and CRE transactions.
• Support all phases of commercial lending, including origination, underwriting, approval, closing, servicing, annual reviews, renewals, modifications, and portfolio monitoring.
• Maintain accurate credit files and current financial information.
• Assist with portfolio management activities and ongoing risk monitoring initiatives.
• Develop a practical understanding of how credit, lending, loan operations, and servicing functions work together to support client relationships.
• Participate in rotational experiences across Credit Administration, Loan Operations, Portfolio Management, Lending, and other key business units.
• Collaborate with Bankers, Credit Officers, other bank departments and executive leadership.
• Participate in mentorship opportunities, leadership development activities, team-building events, and executive networking sessions.
• Gain exposure to multiple commercial banking career paths while developing a broad understanding of the Bank's business model.
• Demonstrate ownership, accountability, and initiative in completing assignments.
• Seek and incorporate feedback to continuously improve technical and professional skills.
• Communicate effectively with team members and business partners across departments.
• Develop strong professional relationships throughout the organization.

Skills

Analytical thinking

Communication skills

Time management

Attention to detail

Team collaboration

Financial analysis

Education

Bachelor's degree in Finance/Accounting/Business/Economics

GPA 3.3 minimum

Accounting coursework 9 semester hours

Tools

Microsoft Excel

Financial modeling

Job description

Susser Bank, a rapidly growing Texas regional bank, announces its 2027 Banker Development Program for high-potential early-career professionals. The 100% in-office, full-time program offers rigorous credit training, exposure to the commercial lending lifecycle, and mentorship across Credit Admin, Loan Operations, and Portfolio Management.

Participants will gain experience in financial statement analysis, underwriting, and client relationship development while building professional judgment and