Credit Analyst - Commercial Banking Development Program

PlainsCapital Bank

Lubbock (TX)

On-site

USD 55,000 - 75,000

Full time

3 days ago

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Job summary

PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level program provides hands-on training and future career growth within commercial banking, including potential advancement to relationship or portfolio management roles.

The program includes structured development, with opportunities to engage in loan committee

Qualifications

Bachelor’s degree in Business required. Finance or Accounting major preferred.
Professional experience in financial, credit, or statistical analysis preferred.

Responsibilities

Analyzes financial statements to develop initial assessment with strengths and risks.
Prepares credit analyses including borrower/guarantor investigations and cash flow reviews.
Maintains understanding of industry trends by gathering data from diverse sources.
Attends loan committee meetings and supports inquiries with credit insights.
Coordinates appraisals and collateral analysis to support credit decisions.
Reviews loan agreements for covenant compliance and escalates breaches as needed.
Performs annual risk grading of credit relationships to inform provisioning.