Director, Risk & Growth Governance (Remote)

Ladders; United States; Remote; USD 171,000 - 202,000; Full time

Benefits offered by this job

Equity for all employees

Remote or hybrid work options

Flexible work environments

Annual bonus potential

Job summary

Ladders is seeking a Director, Risk to own the risk framework for a rapidly evolving digital business. This leader will embed risk into product decisions and guardrails, partnering with Product, Engineering, Sales, Legal, and Compliance. Location: Remote.

Compensation: $171,000–$202,000 annually. You will lead governance for the second line, run the risk committee, oversee first-line operations in fraud and credit, and translate policy into product logic while collaborating with Sales to balance

Qualifications

• 8–10+ years in risk management with 3+ years in leadership
• Experience embedding risk in product design with Product and Engineering
• Knowledge of regulatory compliance such as BSA/AML and UDAAP
• Executive stakeholder communication skills
• Experience in fintech, card issuing, or lending

Responsibilities

• Build and own the risk framework including delinquency and fraud targets
• Establish governance for second-line risk operations and risk sign-off before live deployment
• Run the risk committee and communicate with leadership
• Oversee first-line operations for senior managers of fraud and credit
• Translate risk policy into actionable product logic with Product and Engineering
• Manage risk conversations with Sales to balance guardrails with growth
• Collaborate with Legal and Compliance on regulatory obligations related to card issuing

Skills

Risk management

Leadership

Cross-functional collaboration

Executive communication

Regulatory compliance

Fintech knowledge

Product collaboration

Job description

Ladders is seeking a Director, Risk to own the risk framework for a rapidly evolving digital business. This leader will embed risk into product decisions and guardrails, partnering with Product, Engineering, Sales, Legal, and Compliance. Location: Remote.

Compensation: $171,000–$202,000 annually. You will lead governance for the second line, run the risk committee, oversee first-line operations in fraud and credit, and translate policy into product logic while collaborating with Sales to balance