Director, Risk

Ladders; United States; A distancia; USD 171.000 - 202.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Equity for all employees

Remote or hybrid work options

Flexible work environments

Annual bonus potential

Descripción de la vacante

Ladders is seeking a Director, Risk to own the risk framework for a rapidly evolving digital business. This leader will embed risk into product decisions and guardrails, partnering with Product, Engineering, Sales, Legal, and Compliance. Location: Remote.

Compensation: $171,000–$202,000 annually. You will lead governance for the second line, run the risk committee, oversee first-line operations in fraud and credit, and translate policy into product logic while collaborating with Sales to balance

Formación

• 8–10+ years in risk management with 3+ years in leadership
• Experience embedding risk in product design with Product and Engineering
• Knowledge of regulatory compliance such as BSA/AML and UDAAP
• Executive stakeholder communication skills
• Experience in fintech, card issuing, or lending

Responsabilidades

• Build and own the risk framework including delinquency and fraud targets
• Establish governance for second-line risk operations and risk sign-off before live deployment
• Run the risk committee and communicate with leadership
• Oversee first-line operations for senior managers of fraud and credit
• Translate risk policy into actionable product logic with Product and Engineering
• Manage risk conversations with Sales to balance guardrails with growth
• Collaborate with Legal and Compliance on regulatory obligations related to card issuing

Conocimientos

Risk management

Leadership

Cross-functional collaboration

Executive communication

Regulatory compliance

Fintech knowledge

Product collaboration

Descripción del empleo

For our client, we are seeking a Director, Risk to join the team of a leader in the Enterprise Technology space.

This leader will own the risk framework for a rapidly evolving digital business, balancing growth objectives with disciplined controls across fraud, credit, and compliance. The role partners closely with Product, Engineering, Sales, Legal, and Compliance to embed risk considerations into product decisions and operational guardrails. You will also help shape governance, communicate with executive stakeholders, and ensure risk policies support scalable business growth.

Location: Remote

Compensation: $171,000 – $202,000 annually

Responsibilities

• Build and own the risk tolerance framework, including delinquency and fraud rate targets
• Establish governance for second-line risk operations, including risk sign-off prior to live deployment
• Run the risk committee and manage communication with leadership
• Oversee first-line operations for senior managers of fraud operations and credit
• Translate risk policy into actionable product logic in collaboration with Product and Engineering teams
• Manage risk conversations with Sales to uphold guardrails without hindering growth
• Collaborate with Legal and Compliance on regulatory obligations related to card issuing

Qualifications

• 8-10+ years in risk management, particularly credit and fraud, with 3+ years of leadership experience
• Proven ability to balance risk management with business growth by providing specific examples
• Experience collaborating directly with Product and Engineering teams to embed risk policies in product design
• Strong cross-functional influence, particularly in navigating tensions between risk appetite and business growth
• Familiarity with regulatory compliance, including BSA/AML and UDAAP regulations
• Effective executive communication skills for translating risk signals into business language
• Experience in a fintech, card issuing, or lending environment; certifications such as FRM, CPA, or CFE are advantageous

Benefits

• Competitive base pay aligned with experience, plus equity for all employees
• Access to a comprehensive list of benefits for employees
• Flexible work environments with options for hybrid or fully remote setups to ensure success
• Potential eligibility for annual bonuses or commissions for certain roles

Our client is an equal opportunity employer.