Director, Recoveries

Turo Inc.; Arizona; Hybrid; USD 160,000 - 185,000; Full time

Benefits offered by this job

Equity

Benefits

Perks for all full-time employees

Employer-paid medical, dental, and/or.

Retirement employer match

Learning & Development stipend

Turo host matching program

Turo travel credit

Cell phone and internet stipend

Paid time off

Paid holidays and parental leave

In-office lunch and snacks

Job summary

Turo is seeking a Recoveries Director to lead both in-house and outsourced teams focused on recovery operations across our peer-to-peer car sharing marketplace. You will design and execute strategies to maximize recoveries, oversee subrogation, chargebacks, and third-party collections, and collaborate with Claims, Legal, and Finance to drive performance.

This hybrid in-office role in Phoenix offers competitive base salary, equity, and benefits, with AI-driven initiatives to improve outcomes and

Qualifications

• 10+ years of experience across recoveries, subrogation, collections and chargebacks.
• Strong knowledge of subrogation, recoveries, and collections strategies, including Arbitration Forums and intercompany arbitration.
• Experience with chargebacks and successful resolution of chargeback disputes.
• Demonstrated leadership experience managing both in house teams and outsourced vendor partners.
• Ability to design, implement, and improve operational strategies with measurable results.

Responsibilities

• Lead, coach, and manage a hybrid team of internal and external agents to achieve recovery and collections goals.
• Oversee subrogation from guest and third party insurance carriers, including evaluation, pursuit, negotiation, and settlement.
• Lead and develop strategies to manage chargebacks, minimize losses, resolve disputes, and pursue legitimate debts.
• Manage relationships with third party collection agencies, ensuring adherence to standards and compliance.
• Monitor and report on recovery KPIs, trends, and vendor performance with recommendations for improvement.
• Partner with Claims, Legal, Finance, and cross-functional teams on policies and escalation decisions.
• Leverage AI, technology, and automation to improve recovery outcomes and efficiency.
• Participate in team and leadership meetings, huddles, and training.

Skills

Leadership

Recovery strategies

Subrogation knowledge

Collections processes

Negotiation

Data analysis

Communication skills

Regulatory compliance knowledge

AI / automation awareness

Cross-functional collaboration

Education

Bachelor’s degree or equivalent practical experience

Tools

Google Workspace

CRM systems

Case management systems

Job description

About the team

About the team The Recoveries Director is a dynamic leader responsible for driving recovery efforts across Turo. These recoveries include collections through third party vendors, subrogation of claims costs from responsible third parties, risk transfer recoveries from guest insurers, and recovery efforts related to chargebacks. In this role, you will lead both in house and outsourced teams responsible for recovery operations across Turo’s peer to peer car sharing marketplace. You will design and execute strategies to maximize recoveries, manage external partner relationships, and leverage AI and other technology to improve the effectiveness and efficiency of our collection and recovery efforts.

What you will do

• Lead, coach, and manage a hybrid team of internal and external agents to achieve recovery and collections goals, including process design and product actions that maximize the effectiveness of direct and third party collections.
• Oversee subrogation from guest and third party insurance carriers, including accurate evaluation, pursuit, negotiation, and settlement of recovery opportunities.
• Lead and develop strategies to effectively manage chargebacks, minimize losses, resolve chargeback disputes, and pursue legitimate debts through collections when appropriate.
• Manage relationships with third party collection agencies, ensuring adherence to performance standards, compliance requirements, and reputation safeguards.
• Monitor and report on recovery KPIs, trends, and vendor performance and make recommendations for improvement.
• Partner with Claims, Legal, Finance, and other cross functional teams on policies, escalation decisions, and process improvements.
• Leverage AI, technology, and automation to improve recovery outcomes and operational efficiency.
• Participate in team and leadership meetings, huddles, and training.

Your profile

• 10+ years of experience across recoveries, subrogation, collections, and chargebacks.
• Strong understanding of subrogation, recoveries, and collections strategies, including Arbitration Forums and intercompany arbitration.
• Strong knowledge of collections process design, implementation, and execution.
• Experience with chargebacks and successful resolution of chargeback disputes.
• Demonstrated leadership experience managing both in house teams and outsourced vendor partners.
• Ability to design, implement, and improve operational strategies with measurable results.
• Strong communication and negotiation skills with the ability to effectively handle sensitive and escalated situations.
• Analytical mindset with the ability to interpret data, identify trends, and drive performance improvements.
• Knowledge of relevant regulations, compliance requirements, and best practices in recoveries and collections.
• Ability to balance business objectives with customer experience and reputational considerations.
• Proficiency with modern productivity tools, including Google Workspace and CRM and case management systems.
• Demonstrates Turo’s values through work product and day to day team interactions.
• Bonus if you have Bachelor’s degree or equivalent practical experience.
• Experience using AI, automation, or other technology to improve collections and recovery operations.
• Experience leading recovery operations within a marketplace, insurance, fintech, or technology environment.

Compensation

For this role, the target base salary range in Phoenix is $160,000 - $185,000 annually + Bonus. This role is also eligible for equity and benefits.

Work Schedule

This role will be in-office on a hybrid schedule — Turists will be expected to work in the office 3 days per week on Mondays, Wednesdays, and Thursdays.

Benefits

• Competitive salary
• Equity
• Benefits
• Perks for all full-time employees
• Employer-paid medical, dental, and vision insurance (Country specific)
• Retirement employer match
• Learning & Development stipend to invest in your professional development
• Turo host matching program
• Turo travel credit
• Cell phone and internet stipend
• Paid time off to relax and recharge
• Paid holidays, volunteer time off, and parental leave
• In-office lunch, office snacks, and fun activities for those who are in the office full-time or hybrid

Company Culture and Inclusion

Turo is committed to building a diverse team. If you are from a background that's underrepresented in tech, we'd love to meet you.

We are also growing the team quickly - join us! Even if you don't meet every qualification, we are looking for people with enthusiasm for what we do and we will consider you for this and other possibilities.

About Turo

Turo is the world’s largest car sharing marketplace where you can book the perfect car for wherever you’re going from a vibrant community of trusted hosts across the US, UK, Canada, Australia, and France. Whether you're flying in from afar or looking for a car down the street, searching for a rugged truck or something smooth and swanky, Turo puts you in the driver's seat of an extraordinary selection of cars shared by local hosts. Discover Turo at https://turo.com, the App Store, and Google Play, and check out our blog, Field Notes. Read more about the Turo culture according to Turo CEO, Andre Haddad.

Equal Opportunity & Inclusion

Turo is an Equal Opportunity Employer and a participant in the U.S. Federal E-Verify program. Women, minorities, individuals with disabilities and protected veterans are encouraged to apply. We welcome people of different backgrounds, experiences, abilities and perspectives. Turo will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, as applicable. We welcome candidates with physical, mental, and/or neurological disabilities. If you require assistance applying for an open position, or need accommodation during the recruiting process due to a disability, please submit a request to People Operations by emailing [e-mail].

Turo AI Policy: Turo may use AI-enabled tools to support our recruiting operations, including gathering information from candidates, drafting communications, helping with interview note-taking and assessment, and so on. These tools only supplement our team; all decisions to advance or hire candidates are made by Turo employees. While we welcome candidates to use AI-enabled tools to help prepare for their interviews, the use of such tools, including any AI chatbots or note-takers, is not permitted during live interviews or technical assessments. We want to see how you consider and solve problems in real-time, so interviews and assessments are all you (unless we indicate otherwise and ask you specifically to use an AI-enabled tool to answer a question). If during the application process you require the use of an AI-enabled tool as a reasonable accommodation for a disability, please let us know at [e-mail].