Director of Decision Systems & AI-Driven Lending

LendingClub; San Francisco (CA); Hybrid; USD 210,000 - 245,000; Full time

Benefits offered by this job

Relocation assistance

Medical insurance

Dental insurance

Vision plan

401(k) match

Parental leave

Job summary

Happen Bank, hybrid remote-friendly and headquartered in San Francisco and New York, is seeking a Director, Decision Systems to lead a high-impact team responsible for decisioning infrastructure and data interfaces.

You will partner with Credit Risk, Modeling, Engineering, and Product to design scalable solutions, apply responsible AI, and drive transformation across the lending platform while delivering timely leadership updates and mentoring your team.

Qualifications

• 10+ years of leadership in developing team members and managing teams with complex technology programs in a fintech or financial services environment, including 6+ years in people management.
• 10+ years of track record in rules engine like GDS Link, Provenir, Drools, Alloy, Blaze, Oscilaror
• Strong hands-on technical foundation with expertise in building APIs, microservices, cloud architectural patterns & Tech strategy

Responsibilities

• Lead Strategic Transformation programs for the Risk Infrastructure function while partnering with Credit Risk, Modeling, Business, Engineering, Product, Marketing and other teams.
• Deliver BAU policies and models on the Decision Infrastructure for Personal Loan Portfolio.
• Develop in-depth expertise across Happen Bank’s suite of Products, technologies and processes.
• Build rapport and close partnership with peer groups and leads in the Credit Risk and Business teams.
• Collaborate with Engineering to define the technology strategy and roadmap for Future State architecture and scalability of decisioning solutions.
• Apply AI responsibly to build Next-Gen lending platforms, optimize and automate processes, boost productivity and accelerate transformation in the decisioning domain.
• Provide timely reports to leadership and generate Decision Systems presentations for management updates.
• Lead and mentor the team, monitor performance, and provide strategic recommendations for improvement.
• Oversee offshore contract team, key role recruitment and amplify operational efficiencies.
• Lead internal and external regulatory audits and drive findings to completion.

Skills

Leadership

Rules engine

APIs

Microservices

Cloud architecture

Cross-functional collaboration

Communication skills

Executive presence

Education

Bachelor’s degree or higher

Tools

GDS Link

Provenir

Drools

Alloy

Blaze

Oscilaror

Job description

Happen Bank, hybrid remote-friendly and headquartered in San Francisco and New York, is seeking a Director, Decision Systems to lead a high-impact team responsible for decisioning infrastructure and data interfaces.

You will partner with Credit Risk, Modeling, Engineering, and Product to design scalable solutions, apply responsible AI, and drive transformation across the lending platform while delivering timely leadership updates and mentoring your team.