Credit Risk & Pricing Strategist (AI-Driven)

Happen Bank; San Francisco (CA); Hybrid; USD 136,000 - 155,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision plans

401(k) match

Wellness programs

Flexible time off

Parental leave

Job summary

Happen Bank is seeking a Credit Risk professional to lead underwriting strategies, pricing optimization and KPI tracking. You will design experiments and dashboards to monitor risk-adjusted revenue, and collaborate with tech teams to deploy new models and tools.

Strong proficiency in SQL, SAS, R, Python and BI tools is required. You will work in a hybrid SF office setup, with in-person collaboration emphasized, and opportunities to leverage AI for risk insights.

Qualifications

• 3+ years in credit, analytics, risk management, or data science.
• short
• Bachelor's degree or higher in a quantitative field or equivalent experience.
• Proficiency in SQL, SAS, R, and Python.

Responsibilities

• Develop, implement and manage credit risk strategies including underwriting and pricing.

Skills

SQL

SAS

R

Python

Tableau

Excel

Education

Bachelor's degree or higher in a quantitative field

Tools

SQL/BI tools

Job description

Happen Bank is seeking a Credit Risk professional to lead underwriting strategies, pricing optimization and KPI tracking. You will design experiments and dashboards to monitor risk-adjusted revenue, and collaborate with tech teams to deploy new models and tools.

Strong proficiency in SQL, SAS, R, Python and BI tools is required. You will work in a hybrid SF office setup, with in-person collaboration emphasized, and opportunities to leverage AI for risk insights.