Director of Auto Warranty Pricing & Analytics

AmTrust Financial Services Inc.; United States; On-site; USD 150,000 - 210,000; Full time

Job summary

AmTrust Financial Services Inc. is seeking a Director, Pricing & Analysis to lead pricing, profitability modeling, and portfolio analytics for automotive warranty and insurance programs.

You will collaborate with sales, actuarial, and product teams to develop pricing solutions and analyze performance across programs, ensuring competitive pricing and sustained profitability. The role demands strong leadership, advanced Excel, and experience with pricing methodologies, forecasting, and financial

Qualifications

• Bachelor’s degree in a related field or equivalent industry experience.
• 5+ years of experience in the warranty industry.
• 2+ years of experience in the insurance industry.
• Strong knowledge of extended warranties, service contracts, automotive F&I products.
• Advanced proficiency in pricing methodologies, profitability analysis, forecasting, and financial modeling.
• Strong analytical and communication skills; ability to translate data into pricing recommendations.

Responsibilities

• Develop pricing strategies, financial models, and program structures for new and existing clients offering warranty, service contracts, and insurance products.
• Analyze historical claims experience, loss trends, exposure data, and market conditions to develop pricing recommendations that support profitability and growth objectives.
• Build, maintain, and enhance pricing models, forecasting tools, and profitability analyses used to evaluate program performance and support business decision-making.
• Conduct periodic reviews of assigned programs to assess pricing adequacy, underwriting performance, loss ratios, and overall profitability, recommending corrective actions when necessary.
• Evaluate new business opportunities by performing financial and risk analyses, identifying key pricing assumptions, and developing program-specific pricing strategies.
• Collaborate with Company Sales Representatives and clients to understand program objectives, product offerings, distribution channels, and risk characteristics necessary for pricing and design.
• Monitor portfolio performance, claims trends, reserve adequacy, loss development, and other KPIs to identify risks and opportunities.
• Maintain supporting documentation related to pricing methodologies, rate indications, profitability analyses, quotations, underwriting rationale, and approved program rates.
• Review insurance policy forms, warranty agreements, and contractual provisions to ensure pricing assumptions and coverage terms are aligned.
• Partner with actuarial teams by providing data, pricing assumptions, and analytical support for complex rating exercises and reviews.
• Prepare and present pricing analyses, profitability reviews, forecasting results, and strategic recommendations to senior management and clients.
• Serve as a subject matter expert on Vehicle Service Contracts, GAP, ancillary products, extended warranties, and other automotive F&I products.
• Monitor industry trends, regulatory developments, and emerging risks to support product innovation and market competitiveness.
• Support development of reporting and BI capabilities to improve pricing accuracy and portfolio visibility.

Skills

Analytical thinking

Problem-solving

Communication

Decision-making

Leadership

Strategic thinking

Education

Bachelor's degree in Business/Finance/Actuarial Science

Tools

Excel

SAS

Power BI

SQL

Python

Job description

AmTrust Financial Services Inc. is seeking a Director, Pricing & Analysis to lead pricing, profitability modeling, and portfolio analytics for automotive warranty and insurance programs.

You will collaborate with sales, actuarial, and product teams to develop pricing solutions and analyze performance across programs, ensuring competitive pricing and sustained profitability. The role demands strong leadership, advanced Excel, and experience with pricing methodologies, forecasting, and financial