Director, Consumer Lending Growth & Compliance

Wright-Patt Credit Union Inc.; Beavercreek (OH); On-site; USD 150,000 - 210,000; Full time

Job summary

Wright-Patt Credit Union Inc. seeks a Director, Consumer Lending to grow and manage the credit union's consumer loan portfolio, including credit cards, signature loans, and second mortgages.

The role oversees Lending Managers and analysts, sets performance standards, budgets, and strategic initiatives. The director will ensure regulatory compliance (FCRA, laws, risk controls), partner with Compliance, Legal and Risk Management, participate in lending committees, and drive data-driven decisions

Qualifications

• Experience managing consumer lending portfolios and credit products.
• Strong understanding of FCRA compliance and risk controls.
• Proven ability to lead cross-functional teams.
• Ability to translate data into strategic decisions.

Responsibilities

• Oversee Consumer Lending Managers and analysts; set goals and budgets.
• Ensure compliance with laws, regulations, and risk controls.
• Serve as subject matter expert to Compliance, Legal, and Risk Management.
• Provide data-driven insights to lending committees and leadership.
• Collaborate with external auditors, regulators, and vendor oversight.
• Underwrite complex loans and resolve escalated issues.

Skills

Consumer lending expertise

Leadership & team management

Regulatory compliance

Strategic data analysis

Education

Bachelor's degree in Finance, Economics, or related field

Job description

Wright-Patt Credit Union Inc. seeks a Director, Consumer Lending to grow and manage the credit union's consumer loan portfolio, including credit cards, signature loans, and second mortgages.

The role oversees Lending Managers and analysts, sets performance standards, budgets, and strategic initiatives. The director will ensure regulatory compliance (FCRA, laws, risk controls), partner with Compliance, Legal and Risk Management, participate in lending committees, and drive data-driven decisions