Direct Lending Credit Manager, RCC Leader

Fifth Third Bank; Cincinnati (OH); On-site; USD 90,000 - 130,000; Full time

Job summary

Fifth Third Bank seeks an experienced Regional Credit Center leader to oversee Direct Lending underwriting, risk controls and cross-sell initiatives across multiple states. You will drive credit decisions, partner with product and risk teams, and ensure policy compliance while managing a team of up to 20 staff.

The role emphasizes collaboration with Affiliate management, risk, and operations to optimize productivity and customer outcomes.

Qualifications

• Bachelor's degree in Business or Finance or equivalent work experience.
• Minimum 5 years management experience in Consumer Lending, Banking, Financial Services.
• Minimum 5 years consumer credit experience.
• Ability to negotiate with others and build consensus.
• Ability to interact with all levels of management and external customers.
• Demonstrated leadership and project management skills.
• Strong interpersonal, written and verbal communications skills.
• Strong presentation/public speaking skills.

Responsibilities

• Manages the development, implementation and monitoring of lending procedures and practices for the Regional Credit Center functions (Underwriting and Up-sell, Cross-sell, Reporting, Final Credit Decisions and Compliance).
• Manages Direct Lending underwriting, to achieve business objectives and assure compliance of state, federal and Bancorp policies, laws and regulations for their assigned Affiliates.
• Proactively manages production and efficiencies meeting the credit and service quality level standards for the Regional Credit Center.
• Manages the cost of production/per unit to meet revenue initiatives.
• Develops cooperative relationships with key business partners across divisions and internal and external customers.
• Collaborates with Product Management, Risk Management, Retail Administration, Compliance and Residential Mortgage to maximize sales and manage risk.
• Partners with RCC Direct Lending Manager to identify and implement improvements to increase productivity and improve efficiencies for the Direct Lending Regional Credit Center.
• Develops and maintains relationships with Affiliate Banks through regular onsite visits and presentations.
• Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need.
• Collaborates with Regional Credit Center peers to identify and implement best practices as standards throughout the Regional Credit Centers.
• Participates in the development and recommendation of Direct Lending strategy, credit policy and practices.
• Manages employee turnover to bank goals.

Skills

Leadership

Negotiation

Stakeholder management

Interpersonal communication

Public speaking

Project management

MS Office

Education

Bachelors in Business or Finance

Tools

MS Office

Word

Excel

PowerPoint

Job description

Fifth Third Bank seeks an experienced Regional Credit Center leader to oversee Direct Lending underwriting, risk controls and cross-sell initiatives across multiple states. You will drive credit decisions, partner with product and risk teams, and ensure policy compliance while managing a team of up to 20 staff.

The role emphasizes collaboration with Affiliate management, risk, and operations to optimize productivity and customer outcomes.