Deposits Product Strategy & Modernization Lead

Citizens Financial; United States; On-site; USD 180,000 - 240,000; Full time

Job summary

Citizens Financial in the United States is seeking a Head of Deposits Product Development to lead strategic development, modernization, and innovation of the consumer deposit portfolio. You will drive cross-functional collaboration, set the product vision, and oversee enterprise transformation programs to differentiate deposits and improve customer experience.

The role emphasizes leadership, strategic planning, and fiscal discipline to deliver a unified, modern deposit experience across

Qualifications

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• At least 10 years of experience in senior product leadership.

Responsibilities

• Lead strategic alignment and convergence of deposit products across core platforms.
• Partner with Technology, Operations, Digital, Enterprise Architecture, and Transformation teams.
• Drive product rationalization, standardization, and simplification during mergers and platform transformations.
• Ensure product capabilities, pricing, disclosures, workflows, and processes are aligned across legacy and target-state platforms.
• Establish and maintain a strategic roadmap for deposit platform evolution.
• Define business requirements, prioritization, and acceptance criteria for enhancements and migrations.
• Identify opportunities to leverage APIs, real-time processing, and fintech integrations.
• Partner with Risk, Compliance, and Legal to ensure regulatory compliance and resilience.
• Define and monitor KPIs related to platform readiness, migration success, and customer experience.
• Serve as business executive sponsor for enterprise deposit transformation programs.

Skills

Leadership

Stakeholder management

Strategic thinking

Cross-functional collaboration

Verbal and written communication

Education

Bachelor's degree in Business Administration, Finance, Economics, or related field

Job description

Citizens Financial in the United States is seeking a Head of Deposits Product Development to lead strategic development, modernization, and innovation of the consumer deposit portfolio. You will drive cross-functional collaboration, set the product vision, and oversee enterprise transformation programs to differentiate deposits and improve customer experience.

The role emphasizes leadership, strategic planning, and fiscal discipline to deliver a unified, modern deposit experience across