Credit Underwriter I: Tech, Media & Gaming

Bank of America; Dallas (TX); On-site; USD 102,000 - 166,000; Full time

Job summary

Bank of America is seeking a credit underwriting professional to support corporate banking credit analysis and monitoring. The role involves evaluating client creditworthiness, writing memos for approvals, and ensuring compliance with risk appetite across a technology, media, telecom, and gaming focus.

The Associate will lead process execution, coach team members, and collaborate with Commercial Banking and GCIB to deliver timely, accurate credit decisions and scalable credit metrics.

Qualifications

• 3+ year experience Corporate Banking Credit experience to include financial analysis experience
• Proficient Microsoft Office skills

Responsibilities

• Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
• Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted
• Assists in the underwriting, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures
• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital
• Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings
• Trains, coaches, and mentors Credit Analysts and Summer Interns

Skills

Attention to Detail

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Credit and Risk Assessment

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma or GED

Bachelor's Degree

Job description

Bank of America is seeking a credit underwriting professional to support corporate banking credit analysis and monitoring. The role involves evaluating client creditworthiness, writing memos for approvals, and ensuring compliance with risk appetite across a technology, media, telecom, and gaming focus.

The Associate will lead process execution, coach team members, and collaborate with Commercial Banking and GCIB to deliver timely, accurate credit decisions and scalable credit metrics.