Credit Underwriter I – Tech, Media & Gaming

Internationalinsuranceprofessionals; New York (NY); Hybrid; USD 102,000 - 166,000; Full time

Job summary

Bank of America is seeking an Associate for credit underwriting and monitoring to support new and existing clients in collaboration with a credit team. This role involves leading credit analysis, risk evaluation, and mentoring analysts.

Based in New York or San Francisco, the position emphasizes timely, accurate analysis, adherence to policies, and collaboration with Commercial Banking and GCIB teams.

Qualifications

• 3+ years of corporate banking credit experience with financial analysis.
• Proficient Microsoft Office skills.
• Familiarity with financial models (3-statement DCF) and equity research analysis.
• Experience with portfolio analysis in Technology, Media, Telecom and/or Gaming sectors.

Responsibilities

• Analyzes client’s financial performance by comparing it to past performance, projections, and industry standards.
• Reviews financial statements, assesses the client’s compliance with financial covenants, and renews risk ratings, while recommending changes as warranted.
• Assists in the underwriting, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures.
• Evaluates transaction and relationship risk‑adjusted profitability to facilitate the allocation of capital.
• Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings.
• Trains, coaches, and mentors Credit Analysts and Summer Interns

Skills

Attention to Detail

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Credit and Risk Assessment

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

Bachelor’s Degree

Job description

Bank of America is seeking an Associate for credit underwriting and monitoring to support new and existing clients in collaboration with a credit team. This role involves leading credit analysis, risk evaluation, and mentoring analysts.

Based in New York or San Francisco, the position emphasizes timely, accurate analysis, adherence to policies, and collaboration with Commercial Banking and GCIB teams.