Credit Officer - Tech, Media & Gaming Lending

Bank of America; Dallas (TX); On-site; USD 102,000 - 200,000; Full time

Benefits offered by this job

Discretionary incentive eligibility

Benefits eligibility

Competitive compensation

Job summary

Bank of America is seeking an experienced Corporate/Commercial Credit professional to manage client relationships, underwrite, monitor, and coordinate with relationship management, sales/trading, treasury, operations, and risk teams. The role involves leading credit discussions, ensuring compliance, and mentoring junior teammates.

Responsibilities include negotiating loan terms, driving credit originations, and managing a portfolio with a focus on asset quality and regulatory adherence across

Qualifications

• 5+ years Corporate/Commercial credit experience
• Strong understanding of accounting and corporate finance
• Strong understanding of legal credit agreements
• Strong knowledge of ancillary bank products (treasury, cash management, derivatives)
• Strong business writing skills
• Ability to coach junior teammates

Responsibilities

• Partners with relationship management and product partners to assess clients’ credit needs and create solutions
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
• Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
• Serves as an escalation point for complex credit transactions
• Mentors and supports associates
• Oversees and assesses the credit worthiness of borrowers based on due diligence findings and financial analysis
• Exercises Delegated Approval Authority for new lending limits and deal terms
• Leads new credit originations in coordination with Relationship Managers and product partners

Skills

Analytical Thinking

Credit & Risk Assessment

Financial Analysis

Loan Structuring

Underwriting

Attention to Detail

Business Acumen

Financial Forecasting

Written Communications

Portfolio Analysis

Stakeholder Management

Education

Bachelor’s Degree in Finance or related

Job description

Bank of America is seeking an experienced Corporate/Commercial Credit professional to manage client relationships, underwrite, monitor, and coordinate with relationship management, sales/trading, treasury, operations, and risk teams. The role involves leading credit discussions, ensuring compliance, and mentoring junior teammates.

Responsibilities include negotiating loan terms, driving credit originations, and managing a portfolio with a focus on asset quality and regulatory adherence across