Credit Officer I/II — Tech, Media & Gaming Lending

Bank of America; New York (NY); On-site; USD 102,000 - 200,000; Full time

Job summary

Bank of America is seeking a Corporate/Commercial Credit professional to manage client relationships and credit products across a portfolio. The role involves underwriting, monitoring, and coordinating with relationship management, sales/trading, treasury management, and risk teams to deliver high-quality credit solutions.

Responsibilities include leading loan structuring, negotiating documentation, and driving approval processes while mentoring junior teammates and ensuring regulatory

Qualifications

• 5+ years Corporate/Commercial credit experience
• Strong understanding of accounting and corporate finance
• Strong understanding of legal credit agreements
• Strong knowledge of ancillary bank products (treasury, cash management, derivatives)
• Strong business writing skills
• Ability to coach junior teammates
• Experience within Technology, Media, Telecom & Gaming industries (desired)
• Bachelor's Degree in Finance or related (desired)

Responsibilities

• Partners with relationship management and product partners to assess clients' credit needs and create solutions.
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners.
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications.
• Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure.
• Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements.
• Serves as an escalation point for complex credit transactions.
• Mentors and supports associates.
• Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury.
• Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions.
• Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners

Skills

Analytical Thinking

Credit and Risk Assessment

Financial Analysis

Loan Structuring

Underwriting

Attention to Detail

Business Acumen

Financial Forecasting and Modeling

Research Analysis

Written Communications

Business Development

Collaboration

Critical Thinking

Portfolio Analysis

Stakeholder Management

Education

Bachelor's Degree in Finance or related

Job description

Bank of America is seeking a Corporate/Commercial Credit professional to manage client relationships and credit products across a portfolio. The role involves underwriting, monitoring, and coordinating with relationship management, sales/trading, treasury management, and risk teams to deliver high-quality credit solutions.

Responsibilities include leading loan structuring, negotiating documentation, and driving approval processes while mentoring junior teammates and ensuring regulatory