Credit Underwriter I — Tech, Media & Gaming

Bank of America; New York (NY); On-site; USD 102,000 - 166,000; Full time

Job summary

Bank of America in New York and San Francisco seeks an Associate to support credit underwriting and monitoring for new and existing clients. You will lead credit analysis, write memos, review financials, and coach junior analysts while ensuring compliance with risk appetite.

This role sits within GCIB Credit and partners with Commercial Banking and C&I teams. The ideal candidate has 3+ years in corporate banking credit, solid financial modeling skills, and a Bachelor’s degree is preferred.

Qualifications

• 3+ years of corporate banking credit experience including financial analysis.
• Proficient Microsoft Office skills.
• Bachelor’s Degree preferred.
• Familiarity with financial models and portfolio analysis.

Responsibilities

• Analyzes client’s financial performance by comparing it to past performance, projections, and industry standards
• Reviews financial statements, assesses the client’s compliance with financial covenants, and renews risk ratings, while recommending changes as warranted
• Assists in the underwriting, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures
• Evaluates transaction and relationship risk‑adjusted profitability to facilitate the allocation of capital
• Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings
• Trains, coaches, and mentors Credit Analysts and Summer Interns

Skills

Attention to Detail

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Credit and Risk Assessment

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Bachelor’s Degree

High School Diploma / GED / Secondary School or equivalent

Tools

Microsoft Office

Job description

Bank of America in New York and San Francisco seeks an Associate to support credit underwriting and monitoring for new and existing clients. You will lead credit analysis, write memos, review financials, and coach junior analysts while ensuring compliance with risk appetite.

This role sits within GCIB Credit and partners with Commercial Banking and C&I teams. The ideal candidate has 3+ years in corporate banking credit, solid financial modeling skills, and a Bachelor’s degree is preferred.