Credit Risk Strategy Analytics Lead

OneMain Financial; Charlotte (NC); On-site; USD 110,000 - 145,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid holidays

Volunteer time off

Most Loved Workplace

Job summary

OneMain Financial in Charlotte, NC seeks a Lead Strategy Analyst for the Card Analytics team. You will optimize credit underwriting, pricing, and acquisition strategies, pulling data from multiple systems to deliver actionable insights for partners and executives.

You will use SQL/SAS/Excel and possibly Python/R/MATLAB to model drivers of customer behavior, validate strategies, and present findings to management.

Qualifications

• Bachelor’s Degree in a quantitative discipline such as Engineering, Statistics, Economics, Business Management or Computer Science.
• 3-5 years of experience with complex data-driven problem solving.
• Strong SQL, SAS and Excel skills; knowledge of additional languages/BI tools is a plus.
• Lending or consumer finance industry experience preferred.

Responsibilities

• Design, document and execute consumer credit underwriting and pricing strategies from historical data.
• Use SQL/SAS/Python/R to analyze data and test new strategies.
• Apply regression and machine learning to understand drivers of customer behavior.
• Develop a full credit-cycle strategy framework to drive revenue and manage risk.
• Implement quality control and automate reporting and insights.
• Summarize results and present insights to management.

Skills

Strategic thinking

Data-driven problem solving

Communication

Problem analysis

Education

Bachelor’s degree in quantitative discipline

Tools

SQL

SAS

Excel

Python

R

MATLAB

Job description

OneMain Financial in Charlotte, NC seeks a Lead Strategy Analyst for the Card Analytics team. You will optimize credit underwriting, pricing, and acquisition strategies, pulling data from multiple systems to deliver actionable insights for partners and executives.

You will use SQL/SAS/Excel and possibly Python/R/MATLAB to model drivers of customer behavior, validate strategies, and present findings to management.