Hybrid Credit Analytics Lead - Data-Driven Growth

OneMain Financial; Wilmington (DE); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health benefits

401(k) match

Employee Stock Purchase Plan

Job summary

OneMain Financial in Wilmington, DE is seeking a Lead Analyst, Credit Analytics to optimize underwriting and pricing strategies. You will pull data, perform deep analyses, and translate insights into actionable recommendations for management.

The role involves collaborating with partners, building models, and presenting findings, with a focus on revenue growth, loss mitigation, and portfolio profitability through end-to-end analytical work.

Qualifications

• Bachelor's degree in a quantitative discipline preferred.
• 3+ years of complex, data-driven problem solving experience.
• Master’s or PhD degrees may offset experience.

Responsibilities

• Design, document and execute consumer credit underwriting and pricing strategies from historical data.
• Utilize data query tools (R, SAS, SQL, MATLAB, Python) to develop, test and execute new strategies.
• Leverage regression models and machine learning to understand drivers and estimate customer behaviors by strategy.
• Drive profitable growth with a full credit-cycle view through strategy optimization.
• Summarize results and present insights to management; drive quality control and automation improvements.

Skills

Data analytics

Problem solving

Machine learning

Regression analysis

Education

Bachelor's degree in quantitative discipline

Master's or PhD may offset experience

Tools

R

SAS

SQL

MATLAB

Python

Job description

OneMain Financial in Wilmington, DE is seeking a Lead Analyst, Credit Analytics to optimize underwriting and pricing strategies. You will pull data, perform deep analyses, and translate insights into actionable recommendations for management.

The role involves collaborating with partners, building models, and presenting findings, with a focus on revenue growth, loss mitigation, and portfolio profitability through end-to-end analytical work.