Credit Risk Review Analyst II

S&T Bank; Downingtown (Chester County); On-site; USD 48,000 - 116,000; Full time

Job summary

S&T Bank is seeking a Credit Risk Review professional in the United States for independent evaluation of credit quality and risk management across commercial and consumer lending. You will assess loan portfolios, ensure adherence to policies, and help strengthen overall credit controls.

Requires 2–5 years of experience, a four-year degree, and a Loan Review Certification (or willingness to obtain within 18 months). Salary range posted reflects market standards.

Qualifications

• Indepth analysis of credit quality and risk.
• Ability to review compliance with policies and underwriting guidelines.
• Experience with commercial and consumer lending reviews.

Responsibilities

• Provide independent analysis of credit quality and risk management processes.
• Review assigned credits to ensure policy, underwriting, and documentation compliance.
• Assess borrower financial strength and probability of repayment.
• Evaluate risk ratings and portfolio quality for Commercial/Consumer loans.
• Support Mortgage and other loan reviews and bank projects requiring credit expertise.
• Collaborate with Credit Risk Review Manager and management to strengthen controls.

Skills

Credit risk analysis

Credit review

Loan analysis

Underwriting guidelines

Education

Four-year college degree

Loan Review Certification

Job description

S&T Bank is seeking a Credit Risk Review professional in the United States for independent evaluation of credit quality and risk management across commercial and consumer lending. You will assess loan portfolios, ensure adherence to policies, and help strengthen overall credit controls.

Requires 2–5 years of experience, a four-year degree, and a Loan Review Certification (or willingness to obtain within 18 months). Salary range posted reflects market standards.