Credit Risk Analyst II — Data-Driven & Strategic

CarMax Auto Superstores

Atlanta (GA)

On-site

USD 70,000 - 105,000

Full time

2 days ago

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Benefits offered by this job

Paid sick time

Vacation time

Holiday time

Bonus eligibility

Equity eligibility

Job summary

CarMax Auto Finance is seeking an Analyst II, Credit Risk, to shape credit strategies using data analytics, modeling, and dashboards. You will test and implement strategies to improve originations and performance while ensuring compliance and strong risk controls.

The role emphasizes data-driven insights for senior leadership and cross-functional collaboration. The position requires a Bachelor's degree and 0-3 years in analytics, with proficiency in Excel, PowerPoint, SQL, and Python, and you

Qualifications

Bachelor's degree required.
0-3 years of experience in an analytical role.
Strong ability to access, manipulate, and interpret data using analytical tools.
Proficiency in Excel, PowerPoint, and general software applications.
Strong communication skills.

Responsibilities

Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
Deliver insights and updates to senior leadership, supporting strategic decision-making.
Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax's commitment to integrity.