Credit Risk Strategy Analyst II

CarMax Inc.; United States; On-site; USD 70,000 - 105,000; Full time

Benefits offered by this job

Paid time off

Holiday pay

Sick leave

Job summary

CarMax Inc. is seeking an Analyst II, Credit Risk to shape credit strategies and drive operational excellence.

You will apply advanced data analytics, statistical modeling, and SQL/Python tools to test and implement credit product strategies that improve originations and customer experience. You will create dashboards for originations, bookings, and sales trends, and report updates to senior leadership while maintaining strict regulatory compliance and risk controls in a fast-paced,

Qualifications

• Bachelor’s degree required.
• 0–3 years of experience in an analytical role.
• Strong ability to access, manipulate, and interpret data using analytical tools.
• Proficiency in Excel, PowerPoint, and general software applications.
• Strong communication skills.

Responsibilities

• Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
• Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
• Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
• Deliver insights and updates to senior leadership, supporting strategic decision-making.
• Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax’s commitment to integrity.

Skills

Data analytics

Data interpretation

Excel

PowerPoint

Education

Bachelor's degree

Tools

SQL

Python

Job description

CarMax Inc. is seeking an Analyst II, Credit Risk to shape credit strategies and drive operational excellence.

You will apply advanced data analytics, statistical modeling, and SQL/Python tools to test and implement credit product strategies that improve originations and customer experience. You will create dashboards for originations, bookings, and sales trends, and report updates to senior leadership while maintaining strict regulatory compliance and risk controls in a fast-paced,