Credit Risk Analyst - Growth & Deals

Ryder System, Inc.; Baton Rouge (LA); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health and welfare benefits

Paid time off

401(k) retirement plan

Job summary

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness and mitigate risk across Rental, National Rental, and FMG portfolios.

You will provide business recommendations to support sales growth while controlling exposure, working with multiple Ryder product lines. Ideal candidates have experience in commercial credit and financial statement analysis, with strong communication skills and the ability to manage multiple credit requests and documentation requirements.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines.
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review and Ryder documentation.
• Reviews credit reports, Ryder and company history, and financial statements.
• Determine credit line and risk, and plan actions to reduce rentals if needed.
• Communicate with loss, collections, sales and operations on high risk accounts by e‑mail or conference calls.
• Verify all critical documentation & security is received from customer.
• Assist daily with Credit Hold Mailbox reviewing emails to ensure proper information is provided.
• Travel up to 10% and support Credit & Collections functions.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Multi-tasking

Communication skills

Education

Bachelor's degree in business, finance or accounting

Tools

Excel

Cortera

Equifax

Job description

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness and mitigate risk across Rental, National Rental, and FMG portfolios.

You will provide business recommendations to support sales growth while controlling exposure, working with multiple Ryder product lines. Ideal candidates have experience in commercial credit and financial statement analysis, with strong communication skills and the ability to manage multiple credit requests and documentation requirements.