Credit Portfolio Manager: Loan Analysis & Strategy

Riverview Bank; Vancouver (WA); On-site; USD 77,000 - 111,000; Full time

Benefits offered by this job

Health benefits

401K plan

Disability coverage

Life insurance

Paid time off

Educational assistance

Holiday schedule

Job summary

Riverview Bank in Vancouver, WA is seeking a Credit Analyst to analyze financial statements, prepare credit memos, and support loan officers through the approval process.

The role involves evaluating borrowing base reports, monitoring credit performance, and ensuring compliance with lending policies. Requires a Bachelor's degree and 2+ years in commercial lending support; favorable communication and analytical skills are essential.

Qualifications

• Bachelor's degree in business, finance or related field preferred.
• 2+ years of commercial lending support experience.
• Strong analytical and communication skills.
• Knowledge of bank services and lending policies.

Responsibilities

• Analyze financial statements and spreads to ensure loan requests meet credit policy.
• Prepare credit memorandums, criticized/classified memos, and annual loan reviews in Credit Quest.
• Collaborate with team to collect documents for loan documentation.
• Request preliminary title reports, environmental reports and appraisals as directed by the loan officer.
• Monitor credits using management reports (Out of Compliance, Annual Loan Review, Delinquency).
• Maintain professional relationships with Commercial Loan Team and clients.

Skills

Financial analysis

Credit memo preparation

Client communication

Analytical skills

Banking regulations

Education

Bachelor's degree in business or finance

Tools

Credit Quest

Microsoft Office

Job description

Riverview Bank in Vancouver, WA is seeking a Credit Analyst to analyze financial statements, prepare credit memos, and support loan officers through the approval process.

The role involves evaluating borrowing base reports, monitoring credit performance, and ensuring compliance with lending policies. Requires a Bachelor's degree and 2+ years in commercial lending support; favorable communication and analytical skills are essential.