Credit & Lending Analyst - Rotational Program

BNY; New York (NY); On-site; USD 52,000 - 95,000; Full time

Job summary

BNY Analyst Program – Credit is a 24‑month rotational program designed to develop early‑career analysts in credit analysis, underwriting, and portfolio monitoring. You will gain hands‑on exposure to credit materials, reporting, and lending decisions in a fast‑paced environment.

Analysts will learn to analyze financial statements, assess risk, and support disciplined underwriting, while collaborating with senior professionals to deliver strong client outcomes.

Qualifications

• Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
• Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
• Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
• Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.

Responsibilities

• Analyze financials and risk indicators to support borrower assessments.
• Prepare credit materials and portfolio monitoring reports.
• Learn deal structures and lending decision processes.
• Collaborate with teams to strengthen client relationships.

Skills

Financial statement analysis

Credit & risk assessment

Analytical judgment

Underwriting & deal-structuring

Regulatory mindset

Education

Undergraduate enrollment

Graduating Dec 2026 or May 2027 (US)

GPA 3.0+

Job description

BNY Analyst Program – Credit is a 24‑month rotational program designed to develop early‑career analysts in credit analysis, underwriting, and portfolio monitoring. You will gain hands‑on exposure to credit materials, reporting, and lending decisions in a fast‑paced environment.

Analysts will learn to analyze financial statements, assess risk, and support disciplined underwriting, while collaborating with senior professionals to deliver strong client outcomes.