Credit Card Risk Strategy Lead

Huntington; Chicago (IL); On-site; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington in Chicago seeks a Credit Card Risk Strategy Analyst to lead the development, implementation, and ongoing monitoring of quantitative credit strategies for consumer card origination, including initial credit line assignment and risk-based pricing.

Design policy experiments and A/B tests, forecast and report on credit risk, and partner with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and Legal/Compliance to align with regulatory requirements.

Qualifications

• Bachelor's degree and 7+ years in analytics within financial services.
• 5+ years experience with SQL/SAS.
• Preferred: MBA/MS/PhD in Statistics, Economics, Finance, or Business Analytics.
• Experience with Tableau, Snowflake or similar data visualization tools.

Responsibilities

• Lead development and oversight of consumer credit card origination strategies.
• Design experiments and A/B tests; translate findings into policy enhancements.
• Manage forecasting, monitoring, and reporting of credit risk performance.
• Partner with Credit Administration, Underwriting, Fraud, Model Risk, Product and Legal/Compliance.

Skills

Analytical thinking

Attention to detail

Communication skills

Multi-project management

Education

Bachelor's degree

MBA/MS or Ph.D in Statistics/Economics/Finance/Business Analytics

Tools

Tableau

Snowflake

Microsoft Excel

Job description

Huntington in Chicago seeks a Credit Card Risk Strategy Analyst to lead the development, implementation, and ongoing monitoring of quantitative credit strategies for consumer card origination, including initial credit line assignment and risk-based pricing.

Design policy experiments and A/B tests, forecast and report on credit risk, and partner with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and Legal/Compliance to align with regulatory requirements.