Credit Analyst — Underwriting & Financial Insight

Mauch Chunk Trust Company; Jim Thorpe (PA); On-site; USD 55,000 - 85,000; Full time

Job summary

Mauch Chunk Trust Company is seeking a Credit Analyst to support Loan Officers with financial analysis and underwriting documentation. You will review financial statements, analyze cash flows, and prepare credit materials to guide lending decisions.

The role involves monitoring portfolios, performing annual credit reviews, and ensuring compliance with lending policies. Strong communication skills and knowledge of lending regulations are essential.

Qualifications

• Bachelor's in finance, accounting, or related field or equivalent experience.
• 1–3 years of credit analyst experience required.
• Knowledge of lending regulations required.
• Strong written, verbal, and presentation skills.
• Ability to read financial statements and perform cash flow analysis.
• Working knowledge of Microsoft Office.

Responsibilities

• Provides lending decision information including financial statement analysis and credit report review.
• Interprets financial trends and prepares standalone and global cash flows.
• Prepares credit approval memorandums with financial analysis and risk assessment.
• Coordinates with Loan Officers to monitor pipeline and decisioning.
• Performs credit maintenance and annual reviews of commercial relationships.
• Compiles reporting for audits and ensures compliance with policies.

Skills

Financial statement analysis

Credit report review

Cash flow analysis

Presentation skills

Education

Bachelor's degree in finance or accounting

Tools

Microsoft Office

Job description

Mauch Chunk Trust Company is seeking a Credit Analyst to support Loan Officers with financial analysis and underwriting documentation. You will review financial statements, analyze cash flows, and prepare credit materials to guide lending decisions.

The role involves monitoring portfolios, performing annual credit reviews, and ensuring compliance with lending policies. Strong communication skills and knowledge of lending regulations are essential.