Credit Analyst – (Jim Thorpe, PA)

Mauch Chunk Trust Company; Jim Thorpe (PA); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Mauch Chunk Trust Company in Jim Thorpe, PA is seeking a Credit Analyst to support our commercial lending team. You will perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment to inform lending decisions.

This on-site/hybrid role requires 0-3 years of credit analysis experience, strong communication, and proficiency with Microsoft Office. Employment is contingent upon federal and state background and credit checks and a willingness to commute to the Jim

Qualifications

• Bachelor's degree in Finance, Accounting, or related field (or equivalent experience).
• 0-3 years of credit analysis experience preferred.
• Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
• Proficiency in Microsoft Office and excellent written/verbal communication.
• Professional, detail-oriented, and collaborative.

Responsibilities

• Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
• Prepare clear and thorough credit approval memorandums to support lending decisions.
• Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
• Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
• Support compliance and reporting needs, including audit assistance and portfolio monitoring.

Skills

Financial statement analysis

Cash flow analysis

Credit analysis

Regulatory knowledge

Microsoft Office

Written/verbal communication

Education

Bachelor's degree in Finance or Accounting

Tools

Microsoft Office

Credit risk software

Job description

This is a hybrid role based in Jim Thorpe, PA. Candidates must be able to commute on-site occasionally.

The Opportunity:

As a Credit Analyst, you will play a key role in supporting our commercial lending team. You will:

• Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
• Prepare clear and thorough credit approval memorandums to support lending decisions.
• Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
• Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
• Support compliance and reporting needs, including audit assistance and portfolio monitoring.

Value Proposition:

• Impactful Work: Your analysis directly supports sound lending decisions that strengthen businesses and communities.
• Career Growth: Opportunities for growth within a respected financial institution.
• Flexibility: While we prefer candidates with 0-3 years of experience, strong 1–3 year candidates will also be considered.
• Collaborative Culture: Join a team that values professionalism, accuracy, and partnership.

Who You Are:

• Bachelor's degree in Finance, Accounting, or related field (or equivalent experience).
• 0-3 years of credit analysis experience preferred
• Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
• Proficiency in Microsoft Office and excellent written/verbal communication.
• Professional, detail-oriented, and collaborative.

This role is based on site in Jim Thorpe, PA. Candidates must be able to commute occasionally.

Join Us:

Bring your financial expertise to a trusted institution where your work makes a measurable difference.

Employment at Mauch Chunk Trust is contingent upon the successful completion of a federal and state criminal background check and a credit check. These checks will be conducted prior to the start of employment to ensure compliance with regulatory and company standards. Any offer of employment is conditional upon passing these background screenings. Failure to meet the required criteria may result in the withdrawal of the employment offer.