Credit Analyst: Financial Risk & Loan Analysis

Quontic Bank; Rock Falls (IL); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical benefits

Life insurance

401K benefits

Vision and dental coverage

Job summary

Quontic Bank is looking for a Credit Analyst responsible for analyzing financial statements to determine credit risk for individuals and businesses. This role requires creating detailed reports that assist executive management in decision-making processes regarding credit extension.

The ideal candidate should have a Bachelor’s degree in accounting or finance, along with at least one year of relevant experience in credit analysis. The bank also offers comprehensive benefits for full-time roles including health and retirement plans.

Qualifications

• Preferred minimum of 1 year of experience or training in credit analysis or underwriting.
• Ability to analyze financial information and prepare primary analysis for lenders.

Responsibilities

• Analyze financial statements to identify credit risk.
• Prepare detailed reports about credit evaluations.
• Conduct thorough financial and collateral analysis.

Skills

Financial analytical skills

Communication skills

Project management skills

Knowledge of banking regulations

Microsoft Office proficiency

Education

Bachelor’s Degree in accounting, finance, or agribusiness (preferred)

Job description

Quontic Bank is looking for a Credit Analyst responsible for analyzing financial statements to determine credit risk for individuals and businesses. This role requires creating detailed reports that assist executive management in decision-making processes regarding credit extension.

The ideal candidate should have a Bachelor’s degree in accounting or finance, along with at least one year of relevant experience in credit analysis. The bank also offers comprehensive benefits for full-time roles including health and retirement plans.