Credit Analyst II — Hybrid Work & Growth Path

FNBO; Fort Collins (CO); Hybrid; USD 63,288 - 104,425; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k, With Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Tuition Assistance

Short-Term/Long-Term Disability Insurance

Job summary

A financial institution located in Fort Collins, Colorado, is seeking a Credit Analyst II to conduct financial analyses for lending customers and ensure compliance with underwriting policies. The role requires a Bachelor's degree in Accounting, Finance, or equivalent, along with a minimum of two years' experience in lending or credit analysis. Responsibilities include analyzing credit requests, ensuring documentation accuracy, and maintaining strong relationships with lenders. This position offers a hybrid work environment, combining in-person and remote work opportunities.

Qualifications

• Minimum of two years of experience in direct lending or credit analysis.
• Ability to read and interpret financial statements including tax returns and balance sheets.
• Strong understanding of lending policies and collateral analysis.

Responsibilities

• Analyze moderately complex credit requests independently.
• Conduct extensive credit analysis and prepare loan presentation packets.
• Ensure compliance with loan policy and standards.

Skills

Credit analysis

Financial statements interpretation

Risk assessment

Analytical skills

Communication skills

Education

Bachelor's degree in Accounting, Business, Finance or related field

Tools

Microsoft Office

nCino

Job description

A financial institution located in Fort Collins, Colorado, is seeking a Credit Analyst II to conduct financial analyses for lending customers and ensure compliance with underwriting policies. The role requires a Bachelor's degree in Accounting, Finance, or equivalent, along with a minimum of two years' experience in lending or credit analysis. Responsibilities include analyzing credit requests, ensuring documentation accuracy, and maintaining strong relationships with lenders. This position offers a hybrid work environment, combining in-person and remote work opportunities.