Credit Analyst I: Small-Business Lending Focus

First-Bank-; Norman (OK); On-site; USD 58,000 - 72,000; Full time

Job summary

First-Bank- in Norman, OK seeks a Credit Analyst to analyze financial documents and support loan decisions. You'll focus on smaller, less complex credits and prepare borrower analyses for Loan Officers and Loan Committees.

Ideal candidates have a Bachelor's in accounting/finance, 1–2 years of banking credit experience, and strong Excel skills. This is an in-office role with emphasis on accuracy, regulatory compliance, and teamwork.

Qualifications

• Bachelor’s Degree in Accounting, Finance, Business, Economics or related field is required.
• 1-2 years’ relevant experience preferred.
• Previous banking experience in credit analysis, loan review, or lending related area is preferred.
• Proficient computer, 10 key, and typing skills.
• Strong PC skills including Windows, MS Word, MS Excel; Jack Henry experience is a plus.

Responsibilities

• Analyze financial documentation for new and renewed loans, including financial statements, tax returns, profit and loss statements, and credit bureau reports.
• Provide ratio, trend and cash flow analysis as needed.
• Prepare borrower analysis reports for Loan Officers and Loan Committees in a timely manner.
• Ensure compliance with banking regulations, loan policies, and underwriting standards.

Skills

Financial analysis

Credit analysis

Analytical skills

Attention to detail

Communication skills

Teamwork

Time management

Education

Bachelor's degree in Accounting, Finance, Business, Economics

Tools

MS Excel

Jack Henry

Job description

First-Bank- in Norman, OK seeks a Credit Analyst to analyze financial documents and support loan decisions. You'll focus on smaller, less complex credits and prepare borrower analyses for Loan Officers and Loan Committees.

Ideal candidates have a Bachelor's in accounting/finance, 1–2 years of banking credit experience, and strong Excel skills. This is an in-office role with emphasis on accuracy, regulatory compliance, and teamwork.