Credit Analyst I — Small-Credit Analysis & Reports

Citizens Business Bank; Walnut Creek (CA); On-site; USD 60,000 - 90,000; Full time

Job summary

Citizens Business Bank is seeking a Credit Officer I in Walnut Creek, CA. The role focuses on credit analysis for smaller, non-complex credits, including handling financial statements, tax returns, and cash flow analyses to prepare clear credit requests (RCE).

The position requires an understanding of credit policies and strong written and verbal communication skills to interact with internal stakeholders and clients. It is a full-time on-site role.

Qualifications

• Four year college or university program certificate; or three to five years related experience and/or training; or equivalent combination of education and experience.
• Ability to read, analyze, and interpret business documents.
• Excellent written and verbal communication skills.
• Knowledge of credit policies and procedures.

Responsibilities

• Spread financial statements and tax returns.
• Evaluate credit requests and prepare an accurate RCE.
• Review credit files for completeness.
• Work with branch personnel and Credit Management Division.
• Assist and train junior credit officers as needed.

Skills

Credit analysis

Financial statement analysis

Tax return analysis

Cash flow analysis

Report writing

Communication skills

Education

Bachelor's degree or equivalent

Job description

Citizens Business Bank is seeking a Credit Officer I in Walnut Creek, CA. The role focuses on credit analysis for smaller, non-complex credits, including handling financial statements, tax returns, and cash flow analyses to prepare clear credit requests (RCE).

The position requires an understanding of credit policies and strong written and verbal communication skills to interact with internal stakeholders and clients. It is a full-time on-site role.