Credit Analyst & Collections Specialist

Riggs CAT; Little Rock (AR); On-site; USD 52,000 - 76,000; Full time

Job summary

Riggs CAT is seeking a Credit Analyst to assess credit applications and manage risk by analyzing financial statements and setting credit limits in line with policy. The role supports cash flow improvement by timely collection and coordinating with customers and internal teams.

The ideal candidate will have 2–4 years in a similar role, solid accounting knowledge, and strong communication skills. A bilingual candidate is a plus and travel may be required.

Qualifications

• 2–4 years in a similar role; collections experience desirable.
• Basic knowledge of general accounting.
• Technical skills in account reconciliation, credit extensions, payment plans.
• Strong computer skills.
• Strong Microsoft Office skills.
• Exceptional analytical and problem-solving abilities.
• Detail oriented.
• Ability to work and interact with departments throughout the organization.
• Willingness to learn.
• Strong communication skills, even in tough conversations.
• Bilingual is a plus.

Responsibilities

• Conduct research and analysis of routine financial and credit statements to determine credit worthiness and set credit limits.
• Enhance cash flow by collecting on open charge accounts in a timely manner while maintaining customer relationships.
• Assist customers with outside sources of credit to obtain financing.
• Assist Credit Manager in formulating and enforcing credit/collection policies.
• Develop and maintain strong working relationships with managers and sales personnel.
• Understand regulatory aspects related to credit, including tax regulations.
• Identify potential problem accounts and pursue collection actions.
• Maintain and update customer records.
• Handle ad-hoc projects as assigned.

Skills

Credit analysis

Collections

Analytical thinking

Communication skills

Detail oriented

Interdepartmental collaboration

Willingness to learn

Bilingual

Tools

Microsoft Office

Job description

Riggs CAT is seeking a Credit Analyst to assess credit applications and manage risk by analyzing financial statements and setting credit limits in line with policy. The role supports cash flow improvement by timely collection and coordinating with customers and internal teams.

The ideal candidate will have 2–4 years in a similar role, solid accounting knowledge, and strong communication skills. A bilingual candidate is a plus and travel may be required.