Credit Analyst

Riggs CAT; Little Rock (AR); On-site; USD 52,000 - 76,000; Full time

Job summary

Riggs CAT is seeking a Credit Analyst to assess credit applications and manage risk by analyzing financial statements and setting credit limits in line with policy. The role supports cash flow improvement by timely collection and coordinating with customers and internal teams.

The ideal candidate will have 2–4 years in a similar role, solid accounting knowledge, and strong communication skills. A bilingual candidate is a plus and travel may be required.

Qualifications

• 2–4 years in a similar role; collections experience desirable.
• Basic knowledge of general accounting.
• Technical skills in account reconciliation, credit extensions, payment plans.
• Strong computer skills.
• Strong Microsoft Office skills.
• Exceptional analytical and problem-solving abilities.
• Detail oriented.
• Ability to work and interact with departments throughout the organization.
• Willingness to learn.
• Strong communication skills, even in tough conversations.
• Bilingual is a plus.

Responsibilities

• Conduct research and analysis of routine financial and credit statements to determine credit worthiness and set credit limits.
• Enhance cash flow by collecting on open charge accounts in a timely manner while maintaining customer relationships.
• Assist customers with outside sources of credit to obtain financing.
• Assist Credit Manager in formulating and enforcing credit/collection policies.
• Develop and maintain strong working relationships with managers and sales personnel.
• Understand regulatory aspects related to credit, including tax regulations.
• Identify potential problem accounts and pursue collection actions.
• Maintain and update customer records.
• Handle ad-hoc projects as assigned.

Skills

Credit analysis

Collections

Analytical thinking

Communication skills

Detail oriented

Interdepartmental collaboration

Willingness to learn

Bilingual

Tools

Microsoft Office

Job description

Riggs CAT

Description

The Credit Analyst will ensure exposure and risk to Riggs Cat is limited by obtaining financial data for the use of maintaining records and making sound business decisions while assisting customer and Riggs personnel in facilitating the sale of our products.

WHAT YOU'LL DO

• Conduct research and analysis of routine financial and credit statements to determine credit worthiness of credit applications and set appropriate credit limits based on current policy


• Enhance the overall cash flow of the company by collecting on open charge accounts in a timely manner while maintaining a professional relationship with the customer


• Assist customers with outside sources of credit (primarily CAT Commercial Accounts) to obtain financing and other extensions of credit to facilitate the sale


• Assist Credit Manager in the formulation and enforcement of credit/collection policies and procedures


• Develop and maintain a strong working relationship with managers and sales personnel and serve as a resource for financing and merchandising programs


• Have a strong working knowledge of various governmental regulations related to credit, including tax regulations


• Identify potential problem accounts and collecting these accounts using various tools/means of communication


• Maintain and update customer records


• Ad-Hoc projects as assigned

WHAT YOU'LL NEED

• 2-4 years in similar role - collections experience desirable


• Basic knowledge of general accounting


• Technical skills in account reconciliation, credit extensions, payment plans, etc.


• Strong computer skills


• Strong Microsoft Office skills


• Exceptional analytical and problem-solving abilities


• Detail oriented


• Ability to work and interact with departments throughout the organization


• Willingness to learn


• Strong communication skills, even in tough conversations


• Bilingual is a plus!

IMPORTANT INFORMATION

While performing the duties of this job, the employee is regularly required to sit, talk or hear. The employee is occasionally required to stand and walk. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually quiet.

Required travel up to 10%.

This position is not considered a safety sensitive position.

The Job description is subject to change by the employer as the needs of the employer and requirements of the job change.

EEO/AA

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Equal employment opportunity, including veterans and individuals with disabilities.