Credit Analysis Intern - Build Credit Insights

ServisFirst Bank; Huntsville (AL); On-site; USD 21,000 - 30,000; Full time

Job summary

ServisFirst Bank is seeking a Credit Analyst Intern in Huntsville to support credit analysis and underwriting activities. You will evaluate potential borrowers using financial statements, credit reports, and key ratios, contributing to loan review and terms determination.

You will assist in updating electronic credit files, gathering financial information from loan officers, and generating monthly reports. This role emphasizes regulatory compliance and detailed financial analysis with guidance

Qualifications

• Undergraduate student majoring in Finance, Accounting, Economics or a related field.
• Excellent written and verbal communication skills.
• Experience using Microsoft Outlook, Word and Excel.
• Experience in a position requiring attention to detail and data analysis.

Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents.
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities.
• Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements.
• Assist in determining the strength and/or weakness of the client's credit to determine the terms of the loan.
• Run reports that show past or current maturities and request necessary information.
• Generate and compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration auditing.
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies.

Skills

Finance knowledge

Attention to detail

Data analysis

Communication skills

Independence

Education

Undergraduate in Finance/Accounting/Economics

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst Bank is seeking a Credit Analyst Intern in Huntsville to support credit analysis and underwriting activities. You will evaluate potential borrowers using financial statements, credit reports, and key ratios, contributing to loan review and terms determination.

You will assist in updating electronic credit files, gathering financial information from loan officers, and generating monthly reports. This role emphasizes regulatory compliance and detailed financial analysis with guidance