Credit Analyst

First Savings Bank; Henderson (NV); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

6% 401k match

And more!

Job summary

First Savings Bank in Henderson, NV is seeking a Credit Analyst to evaluate loan applications and assess borrower creditworthiness using financial statements, tax returns, cash flow projections, and reports. You will prepare comprehensive credit presentations, monitor credit risk in the portfolio, and collaborate with loan officers to ensure timely, accurate credit decisions.

A Bachelor’s degree in Finance or Accounting and 2+ years in credit analysis are preferred; Moody’s Analytics or similar

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 2+ years of credit analysis or lending experience.
• Experience with Moody’s Analytics or similar software preferred.

Responsibilities

• Conducts in-depth financial analysis of loan applications and documents.
• Evaluates creditworthiness based on data, trends, and economic conditions.
• Prepares comprehensive credit presentations with terms and conditions.
• Monitors credit risk and conducts portfolio reviews.
• Collaborates with loan officers to ensure timely credit decisions.
• Adheres to bank credit policies and guidelines.

Skills

Credit analysis

Financial analysis

Credit risk assessment

Education

Bachelor’s degree in Finance/Accounting

Tools

Moody’s Analytics

Job description

Who We Are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Who We Are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
• Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
• Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
• Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit www.firstsavingsbanks.bank

About The Role

The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

Position can be located in Henderson. It is not a remote position.

What You Will Do

• Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
• Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
• Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
• Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
• Works closely with the loan officer to ensure timely and accurate credit decisions are made.
• Adheres to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

What You Will Need

• Bachelor’s degree in Finance, Accounting, or related field required.
• 2+ years of experience in credit analysis or lending preferred.
• Experience with Moody’s Analytics or similar software strongly preferred.

What We Offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.